Visa Inc. (V) Financials
PeriodQ3 FY2026Q2 FY2026
Published
Visa Inc. reported $11.63 billion in net revenue for Q3 FY2026, the quarter ended June 30, 2026, up 14.4% from a year earlier, and net income of $5.63 billion, up 6.8%. Earnings grew more slowly than the top line because operating expenses reached $4.76 billion, up 19.0%, as severance charges drove personnel costs sharply higher and campaigns tied to the FIFA World Cup lifted marketing spending, cutting operating margin to 59.1% from 60.7% a year earlier. Diluted earnings per class A share were $2.97, up 10.4%, ahead of the growth in net income because share repurchases shrank the share count, and Visa processed 71.66 billion transactions on its network in the quarter, up 9.5%.
| Metric | Amount | vs. year ago |
|---|---|---|
| Net revenue | $11,633,000,000 | up 14.4% |
| Net income | $5,628,000,000 | up 6.8% |
| Diluted EPS | $2.97 | up 10.4% |
| Operating expenses | $4,756,000,000 | up 19.0% |
| Operating margin | 59.1% | down 1.6 points |
| Processed transactions | 71,662,000,000 | up 9.5% |
Company details
| Name | Visa Inc. |
|---|---|
| Ticker | V |
| CIK | 0001403161 |
| Exchange | NYSE |
| State | California |
| Incorporation | Delaware |
| SIC | 7389 |
| Office | Trade & Services |
| Industry | Services-Business Services, NEC |
| Latest period covered | Q3 FY2026, ended 2026-06-30, 10-Q, accession 0001403161-26-000104 |
| Fiscal year end | 09/30 (MM/DD) |
| Next expected filing | 10-K around 2026-11-05 (predicted) |
Data files
- Financial statementsPage Annual financial statements plus the latest quarter: income statement, balance sheet, cash flow. Actual dollars, actual shares. Sourcing notes and uncertainties included.
- 10-K and 10-Q summaryPage Qualitative synthesis of the latest 10-K + 10-Q: business, risk factors (quarter-over-quarter changes flagged), MD&A, legal proceedings, subsequent events.
- 8-K filings and eventsPage Digest of material 8-K filings: earnings headlines, management changes, capital-return and financing actions, governance. SEC accession numbers cited throughout.
FAQ · Visa Q3 FY2026
How much revenue did Visa report in Q3 FY2026?
Visa Inc. reported $11.63 billion in net revenue for Q3 FY2026, the quarter ended June 30, 2026. That is up 14.4% from $10.17 billion in the same quarter a year earlier, with growth coming from cross-border volume, payments volume and processed transactions, partly offset by higher client incentives.
How much profit did Visa make in Q3 FY2026?
Visa Inc. earned net income of $5.63 billion in Q3 FY2026, the quarter ended June 30, 2026, up 6.8% from $5.27 billion a year earlier. Diluted earnings per class A share were $2.97, up 10.4%, rising faster than net income because Visa kept buying back stock.
Why did Visa's profit grow more slowly than its revenue?
Visa's operating expenses climbed to $4.76 billion in Q3 FY2026, up 19.0% and well ahead of revenue growth, as severance charges from efficiency actions pushed personnel costs sharply higher and World Cup marketing raised campaign spending, while a lower litigation provision only partly offset those increases. Operating margin fell to 59.1% from 60.7% a year earlier, and higher interest expense reduced income further.
How many transactions did Visa process in Q3 FY2026?
Visa processed 71.66 billion transactions on its network in Q3 FY2026, the quarter ended June 30, 2026, up 9.5% from 65.44 billion a year earlier.
Where can I get Visa Inc. (V) financial data in machine-readable form?
Ticker Scout publishes Visa Inc.'s financial statements as JSON at https://tickerscout.ai/v/financials.json, free, with no API key and no signup. The 10-K and 10-Q narrative and the 8-K events digest are published as Markdown at https://tickerscout.ai/v/narrative.md and https://tickerscout.ai/v/events.md. Visa Inc.'s SEC CIK is 0001403161. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.
When does Visa Inc. (V) next file with the SEC?
Visa Inc. (V) is expected to file its next Form 10-K with the SEC on or around November 5, 2026. That date is a projection rather than a company-announced date: it is derived from Visa Inc.'s own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 10-Q for Q3 FY2026, the period ended 2026-06-30, SEC accession 0001403161-26-000104.
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How this page was built
This page was built from Visa Inc.'s own filings with the SEC, read one at a time, and nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names eight such gaps.
A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.
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Data extracted from SEC filings (accession numbers cited in each file). The undated URLs hold the latest period and are replaced in place each quarter; every period also stays published at its own dated URL, which never changes. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.