Mastercard Incorporated (MA) Q2 FY2026 8-K Filings and Company Events

Filings that contain financial statements

• 8-K, July 30, 2026 (accession 0001141391-26-000081), Exhibit 99.1, second-quarter and year-to-date 2026 earnings release, with full unaudited consolidated statements of operations, balance sheets (June 30, 2026 vs. December 31, 2025) and statements of cash flows for the three and six months ended June 30, 2026 and 2025.
• 8-K, April 30, 2026 (accession 0001141391-26-000029), Exhibit 99.1, first-quarter 2026 earnings release with the corresponding unaudited financial statements for the three months ended March 31, 2026.
• 8-K, January 29, 2026 (accession 0001141391-26-000003), Exhibit 99.1, fourth-quarter and full-year 2025 earnings release with unaudited financial statements for the three and twelve months ended December 31, 2025.
• 8-K, October 30, 2025 (accession 0001141391-25-000191), Exhibit 99.1, third-quarter 2025 earnings release with unaudited financial statements for the three and nine months ended September 30, 2025.
• 8-K, July 31, 2025 (accession 0001141391-25-000170), Exhibit 99.1, second-quarter 2025 earnings release with unaudited financial statements for the three and six months ended June 30, 2025 (the prior-year comparative period reported alongside 2026 results).
• 8-K, May 1, 2025 (accession 0001141391-25-000088), Exhibit 99.1, first-quarter 2025 earnings release with unaudited financial statements for the three months ended March 31, 2025.

Earnings

• July 30, 2026, Mastercard reported second-quarter 2026 net revenue of $9.3 billion (up 14% reported, 12% currency-neutral), net income of $4.4 billion, and diluted EPS of $4.97 (up 22%). Adjusted diluted EPS was $5.04. Operating margin rose to 60.2% from 58.7% a year earlier. Gross dollar volume grew 8% and purchase volume grew 10% on a local-currency basis. Year-to-date net revenue was $17.7 billion (up 15%) and net income was $8.3 billion. Total operating expenses for the first half of 2026 included a $202 million restructuring charge taken in the first quarter. During the quarter Mastercard repurchased 9.8 million shares for $4.9 billion and paid $771 million in dividends; $7.8 billion remained under approved buyback authorizations as of July 27, 2026. (8-K, accession 0001141391-26-000081, Exhibit 99.1)
• April 30, 2026, First-quarter 2026 earnings release, filed by 8-K. (accession 0001141391-26-000029)
• January 29, 2026, Fourth-quarter and full-year 2025 earnings release, filed by 8-K. (accession 0001141391-26-000003)
• October 30, 2025, Third-quarter 2025 earnings release, filed by 8-K. (accession 0001141391-25-000191)
• July 31, 2025, Second-quarter 2025 earnings release, filed by 8-K. (accession 0001141391-25-000170)
• May 1, 2025, First-quarter 2025 earnings release, filed by 8-K. (accession 0001141391-25-000088)

Legal and regulatory

• November 10, 2025, Mastercard and Visa entered into an updated Class Settlement Agreement with court-appointed counsel for an injunctive-relief class of U.S. merchants, resolving claims over network rules and interchange practices. Under the agreement, merchants gain more flexibility to selectively accept card types and surcharge, and both networks agreed to a 10-basis-point reduction in the average systemwide effective interchange rate on U.S.-issued consumer and commercial credit transactions at U.S. merchant locations, effectively capped for five years. The settlement is subject to final approval by the U.S. District Court for the Eastern District of New York, expected most likely in late 2026 or early 2027; Mastercard did not admit to improper conduct. Upon final approval, Mastercard says it will have resolved all pending U.S. merchant litigation seeking changes to its interchange structure and merchant acceptance rules. (8-K, accession 0001141391-25-000197, Item 8.01 and Exhibit 99.1)
• Second-quarter and year-to-date 2026 results also disclose ongoing litigation provisions, including charges tied to ATM non-discrimination rule surcharge complaints and claims of merchants who opted out of the U.S. merchant class litigation (see Earnings above).

Capital actions and financing

• June 4–8, 2026, Mastercard priced and completed a $5.0 billion notes offering: $500 million Floating Rate Notes due 2028, $1.25 billion 4.325% Notes due 2028, $1.15 billion 4.425% Notes due 2029, $1.35 billion 4.600% Notes due 2031 and $750 million 5.000% Notes due 2036, issued under its existing shelf registration and indenture. (8-K, accession 0001193125-26-261669, Item 8.01)
• November 7, 2025, Mastercard entered into an amended and restated five-year, $8.0 billion unsecured revolving credit facility with a syndicate led by Citibank and JPMorgan Chase, extending the maturity of its prior $8.0 billion facility from November 2029 to November 2030. Borrowings are available in U.S. dollars and/or euros for general corporate purposes. (8-K, accession 0001141391-25-000199, Item 1.01)
• February 18–27, 2025, Mastercard priced and completed a $1.25 billion notes offering: $300 million Floating Rate Notes due 2028, $450 million 4.550% Notes due 2028 and $500 million 4.950% Notes due 2032, issued under its existing shelf registration and indenture. (8-K, accession 0001193125-25-039253, Item 8.01)
• Ongoing share repurchases and dividends are disclosed within each quarterly earnings release (see Earnings above); second-quarter 2026 repurchases totaled $4.9 billion and dividends totaled $771 million.

Management and governance

• June 2, 2026, Mastercard announced a series of leadership changes effective August 3, 2026: Chief Financial Officer Sachin Mehra will become Chief Business Officer, a newly created role overseeing country operations and go-to-market strategy globally; Ling Hai, President of Asia Pacific, Europe, Middle East and Africa, will succeed Mehra as CFO; Chief Services Officer Craig Vosburg will move to Vice Chair, succeeded by Americas President Linda Kirkpatrick; and Vice Chair Timothy Murphy will retire in October 2026. (8-K, accession 0001141391-26-000037, Item 5.02, and Exhibit 99.1)
• June 16, 2026, At its annual meeting, Mastercard stockholders elected all eleven director nominees, approved executive compensation on an advisory basis, and ratified PricewaterhouseCoopers LLP as independent auditor for 2026. Stockholder proposals on written consent and cumulative voting were not approved. (8-K, accession 0001141391-26-000041, Item 5.07)
• May 7, 2026, Mastercard announced that Corporate Controller Sandra Arkell will become Chief Audit Executive effective August 3, 2026, succeeded as Corporate Controller by Chris Mullett, currently Chief Financial Officer, Europe. (8-K, accession 0001141391-26-000034, Item 5.02)
• February 2, 2026, The Board's compensation committee approved base salary and target annual incentive increases for CFO Sachin Mehra (to $875,000 base, 175% target bonus) and Chief Services Officer Craig Vosburg (to $825,000 base, 150% target bonus), effective March 1, 2026. (8-K, accession 0001141391-26-000006, Item 5.02)
• June 24, 2025, At its annual meeting, stockholders elected all twelve director nominees, approved executive compensation on an advisory basis, ratified PricewaterhouseCoopers LLP as auditor for 2025, and approved charter amendments limiting officer liability under Delaware law and eliminating the "Industry Director" board concept. Stockholder proposals on a racial equity audit and an affirmative action risk report were not approved. (8-K, accession 0001141391-25-000154, Items 5.03 and 5.07)

Pending acquisition (disclosed in the 10-Q, not by 8-K)

• March 2026 (disclosed in the Form 10-Q for the quarter ended June 30, 2026, accession 0001141391-26-000083, Note 2), Mastercard entered into a definitive agreement to acquire 100% of BVNK Holdings Limited, a stablecoin infrastructure provider, for $1.5 billion excluding customary closing adjustments, with up to $300 million of additional contingent consideration if performance targets are met. The transaction is subject to regulatory approval and other customary closing conditions; Mastercard anticipates completing the acquisition before the end of the third quarter of 2026. Signed but not closed as of this filing.

Not reflected in Mastercard's SEC filings to date

No 8-K in this period discloses a signed or completed acquisition or divestiture; the BVNK agreement was disclosed in the Form 10-Q above, not by 8-K. Mastercard's own second-quarter 2026 earnings release refers only in passing to a "minimal" revenue and expense impact from prior acquisitions and dispositions, without naming the BVNK transaction.