Canadian Imperial Bank of Commerce (CM) Q3 FY2026 6-K Filings and Company Events

Filings that contain financial statements

• 6-K, accession 0001193125-26-369486, filed 2026-08-27, period ended 2026-07-31 (third quarter and nine months of fiscal 2026). The Report to Shareholders (Exhibit 99.1) holds the interim consolidated financial statements with notes (balance sheet, income statement, comprehensive income, changes in equity, cash flows), plus management's discussion and analysis, capital and risk disclosures.
• 6-K, accession 0001193125-26-369470, filed 2026-08-27. Third-quarter 2026 earnings press release (Exhibit 99.1): highlights table, segment results and reconciliations of reported to adjusted results. It is a summary, not a full set of statements.
• 6-K, accession 0001193125-26-242963, filed 2026-05-28, period ended 2026-04-30 (second quarter and six months of fiscal 2026). Interim Report to Shareholders (Exhibit 99.1) with the same set of interim statements and notes.
• 6-K, accession 0001193125-26-242958, filed 2026-05-28. Second-quarter 2026 earnings press release (Exhibit 99.1); summary results tables only.

Third-quarter 2026 results (6-K 0001193125-26-369470 and 0001193125-26-369486, 2026-08-27)

• Revenue was $6.00 billion for the quarter ended July 31, 2026, up 13.6% in US dollar terms from the third quarter of 2025 ($5.28 billion); up 15% in Canadian dollars.
• Reported net income was $1.73 billion (a year earlier $1.53 billion, up 13.2% in US dollar terms; up 15% in Canadian dollars) and the second quarter of 2026 was $1.80 billion. Reported diluted EPS was $1.77 (C$2.47).
• Adjusted net income (a non-GAAP measure) was $1.90 billion, up 23.9% in US dollar terms from $1.53 billion (up 26% in Canadian dollars). Adjusted diluted EPS was $1.96 (C$2.73).
• Items of note reduced earnings by $0.19 (C$0.26) per share: a charge of $192.72 million ($166.21 million after tax) tied to the announced sale of CIBC Caribbean Bank Limited, and a small amount of acquisition-related intangible amortization.
• Return on common shareholders' equity was 15.2% reported and 16.8% adjusted (14.2% a year earlier). The common equity tier 1 ratio was 13.4% at July 31, 2026, against 13.6% at the end of the prior quarter and 13.4% a year earlier. The leverage ratio was 4.3% and the liquidity coverage ratio 127%.
• Earnings coverage on subordinated indebtedness for the 12 months ended July 31, 2026 was 37.0 times (earnings before taxes and interest requirements of $9.33 billion, C$12,925 million), from 6-K 0001193125-26-369501.

M&A and portfolio changes

• Sale of CIBC Caribbean - signed, not closed. On May 27, 2026 CIBC entered into a definitive agreement to sell its 91.67% interest in CIBC Caribbean Bank Limited to The Bank of N.T. Butterfield & Son for about $1.645 billion: $1 billion in cash plus Butterfield common shares valued at $645 million at announcement (about a 22% equity interest, with two Butterfield board seats for CIBC). Announced May 28, 2026 (6-K 0001193125-26-242958); the second-quarter report said a charge of about $255.28 million (C$350 million) was expected. The third-quarter report (6-K 0001193125-26-369486) says the transaction is expected to close in the first half of 2027, subject to Butterfield shareholder and regulatory approvals and closing conditions, and records the actual charge of $192.72 million (C$269 million, C$232 million after tax). CIBC will give certain indemnifications and undertakings, including purchasing certain investments held by CIBC Caribbean. The second-quarter release said the sale was expected to raise the CET1 ratio by 24 basis points on closing.
• &Partners minority stake - closed. The definitive agreement with Ampersand Partners, LLC (&Partners), a US private wealth management firm, was signed May 4, 2026 (reported as pending in 6-K 0001193125-26-242963). The third-quarter report (6-K 0001193125-26-369486) states the transaction closed on July 6, 2026: CIBC acquired a 19.15% equity interest (4.99% voting) for upfront cash plus an additional amount payable in 2029 contingent on &Partners meeting performance targets, and obtained a board seat. It is accounted for under the equity method within U.S. Commercial Banking and Wealth Management.

Capital actions

• Share repurchases. On May 28, 2026 CIBC announced its intention to buy back up to 30 million common shares (about 3.3% of those outstanding at April 30, 2026) under a new normal course issuer bid (6-K 0001279569-26-000492). The Toronto Stock Exchange accepted the notice on June 4, 2026; purchases could begin on or after June 8, 2026 and run to the earlier of 30 million shares or June 7, 2027, and an automatic share purchase plan with CIBC Capital Markets was put in place (6-K 0001279569-26-000508). The previous bid (20 million shares, started September 10, 2025) was completed May 25, 2026 at an average price of $93.92 per share, $1.88 billion in total. In the third quarter CIBC bought and cancelled 5.5 million shares under the new bid for $639.06 million (average $116.19 per share) and 2.0 million shares under the old bid for $219.95 million (6-K 0001193125-26-369486).
• Dividends. The board declared a common dividend of C$1.07 per share (about $0.77) for the quarter ended July 31, 2026, payable July 28, 2026 (6-K 0001193125-26-242969), and the same C$1.07 for the quarter ending October 31, 2026, payable October 28, 2026 to holders of record on September 28, 2026 (6-K 0001193125-26-369494). Preferred share dividends were also declared on each date.
• Subordinated debt redeemed. On April 21, 2026 CIBC redeemed all C$1.0 billion ($733.03 million) of its 1.96% Debentures due 2031 at par (disclosed in 6-K 0001193125-26-369486; this was in the second quarter, before the window opened).
• Limited recourse capital notes. US$500 million of 6.750% Limited Recourse Capital Notes Series 10 (NVCC, subordinated) were issued July 13, 2026, maturing January 28, 2087, with the rate resetting from January 28, 2032. The underwriting agreement is dated July 6, 2026 (6-K 0001213900-26-077477; issuance stated in 6-K 0001193125-26-369486). The Series 9 notes (US$700 million, 6.500%) were issued earlier, on January 13, 2026.
• Senior note offerings. A June 8, 2026 underwriting agreement covers US$1 billion of 4.723% fixed-to-floating senior notes due 2029 and US$1 billion of 5.051% fixed-to-floating senior notes due 2032 (6-K 0001213900-26-069187). A September 23, 2026 underwriting agreement covers US$300 million of floating-rate senior notes due 2030 and US$1 billion of 5.627% fixed-to-floating senior notes due 2030 (6-K 0001213900-26-104569, filed September 29, 2026, after the quarter end). Both are under the company's US$20 billion F-3 shelf; the June notes settled June 16, 2026 (6-K 0001213900-26-069187) and the September notes settled September 29, 2026 (6-K 0001213900-26-104569).

Management and board

• Executive leadership changes (May 28, 2026; 6-K 0001279569-26-000491). Susan Rimmer became Group Head, Commercial Banking, covering Canada and the US; Eric Belanger became Group Head, Wealth Management, covering Canada and the US; Kevin Li continues as Group Head, U.S. Region. Chief Administrative Officer Christina Kramer moves to Special Advisor and leaves the bank October 31; Amy South becomes CAO and Chief of Staff. CIBC said it would move to four reporting segments (Canadian Personal and Business Banking, Commercial Banking, Wealth Management, Capital Markets) plus Corporate and Other, with segment reporting updated in the fourth quarter of 2026 and restated supplementary information before the December 3, 2026 fourth-quarter results.
• Board appointment (August 20, 2026; 6-K 0001279569-26-000814). Prasanna Gopalakrishnan, formerly Global Chief Product and AI Officer at ADP, joins the Board effective September 1, 2026.

Second-quarter 2026 results context (6-K 0001193125-26-242958 and 0001193125-26-242963, 2026-05-28)

• Second-quarter reported net income was $1.80 billion (C$2,465 million; the second-quarter release also announced the CIBC Caribbean sale and a new share buyback).

Routine filings

• Earnings coverage on subordinated indebtedness as of April 30, 2026 (6-K 0001193125-26-242978); officer certifications for the second and third quarters (6-K 0001193125-26-242974, 0001193125-26-369499); Board of Directors mandate (6-K 0001279569-26-000541, June 15, 2026). No news content.

Not found in these filings

No guidance change, impairment outside the CIBC Caribbean charge, or material legal or regulatory outcome appears in the 6-Ks in this window.