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Chubb Limited (CB) Q2 FY2026 Financial Statements: Total revenues $15.82B, Net income attributable to Chubb $2.85B

CIK 0000896159 · NYSE · Latest period: Q2 FY2026 (ended 2026-06-30, 10-Q accession 0000896159-26-000017) · Annual report: FY2025 10-K (filed 2026-02-27, accession 0000896159-26-000005) · Next expected filing: 10-Q ~2026-10-26

More for Chubb: Company index · 10-K and 10-Q summary · 8-K filings and events

PeriodQ2 FY2026

Published

Chubb Limited reported net income attributable to Chubb of $2.85 billion ($7.30 per diluted share) for Q2 FY2026, the quarter ended June 30, 2026, down 3.8% from $2.97 billion a year earlier, as smaller mark-to-market gains on private equity investments offset growth in underwriting income, Life segment income and net investment income. Total revenues were $15.82 billion, up 6.6%, and the property and casualty combined ratio improved to 83.8% from 85.6% on lower catastrophe losses. Net premiums written were $14.71 billion, up 3.6%, with growth held back by underwriting actions in large-account and excess and surplus property.

MetricAmountvs. year ago
Total revenues$15,816,000,000up 6.6%
Net income attributable to Chubb$2,854,000,000down 3.8%
Diluted EPS$7.30down 0.7%
P&C combined ratio83.8%down 1.8 points
Net premiums written$14,705,000,000up 3.6%

Figures link to the filing they came from. Wherever the SEC filing tags a number, that number is linked: click it and the filing opens at the exact line that prints it. Figures calculated here, such as margins, free cash flow and trailing-twelve-month totals, have no line in a filing to point to and are not linked.

About this file

TickerCB
CIK0000896159
CompanyChubb Limited
Business typeinsurer
Schema templateinsurer: premiums written and earned, net investment income, losses and expenses, net income and diluted EPS; investments, loss reserves, debt and shareholders' equity; operating cash flow, dividends and buybacks; P&C combined ratio
Reporting currencyUSD
Converted to USDno
Unitsactual U.S. dollars (not millions); share counts in actual shares; per-share amounts in U.S. dollars; ratios in percent

CB annual income statement, balance sheet and cash flow

FY2025FY2024FY2023
Fiscal year202520242023
LabelFY2025FY2024FY2023
Period start2025-01-012024-01-012023-01-01
Period end2025-12-312024-12-312023-12-31
Period typefiscal yearfiscal yearfiscal year
Source accession10-K10-K10-K
Income statement
Net premiums written54,842,000,00051,468,000,00047,361,000,000
Increase in unearned premiums-1,828,000,000-1,622,000,000-1,649,000,000
Net premiums earned53,014,000,00049,846,000,00045,712,000,000
Net investment income6,465,000,0005,930,000,0004,937,000,000
Net realized gains losses211,000,000117,000,000-607,000,000
Market risk benefits gains losses-288,000,000-140,000,000-307,000,000
Total revenues59,402,000,00055,753,000,00049,735,000,000
Losses and loss expenses26,700,000,00026,022,000,00024,100,000,000
Policy benefits5,460,000,0004,714,000,0003,628,000,000
Policy acquisition costs9,847,000,0009,102,000,0008,259,000,000
Administrative expenses4,504,000,0004,380,000,0004,007,000,000
Interest expense764,000,000741,000,000672,000,000
Other expense net-1,297,000,000-1,023,000,000-836,000,000
Amortization of purchased intangibles301,000,000323,000,000310,000,000
Integration expenses and severance79,000,00039,000,00069,000,000
Total expenses46,358,000,00044,298,000,00040,209,000,000
Income before income tax13,044,000,00011,455,000,0009,526,000,000
Income tax expense2,422,000,0001,815,000,000511,000,000
Net income10,622,000,0009,640,000,0009,015,000,000
Net income attributable to noncontrolling interests312,000,000368,000,000-13,000,000
Net income attributable to chubb10,310,000,0009,272,000,0009,028,000,000
Other comprehensive income loss3,829,000,000-1,982,000,0003,361,000,000
Comprehensive income14,451,000,0007,658,000,00012,376,000,000
Basic EPS25.9322.9421.97
Diluted EPS25.6822.721.8
Basic weighted average shares397,611,884404,189,749410,845,263
Diluted shares401,513,338408,486,435414,202,568
Balance sheet
Short term investments4,840,000,0005,142,000,000
Fixed maturities available for sale122,680,000,000110,363,000,000
Equity securities10,801,000,0009,151,000,000
Private equities17,239,000,00014,769,000,000
Total investments168,720,000,000150,650,000,000
Cash including restricted cash2,470,000,0002,549,000,000
Insurance and reinsurance balances receivable15,944,000,00014,426,000,000
Reinsurance recoverable on losses and loss expenses20,338,000,00019,777,000,000
Deferred policy acquisition costs10,008,000,0008,358,000,000
Goodwill20,207,000,00019,579,000,000
Other intangible assets6,241,000,0006,377,000,000
Total assets272,327,000,000246,548,000,000
Unpaid losses and loss expenses88,018,000,00084,004,000,000
Unearned premiums26,279,000,00023,504,000,000
Future policy benefits18,420,000,00016,121,000,000
Short term debt1,499,000,000800,000,000
Long term debt15,728,000,00014,379,000,000
Hybrid debt422,000,000419,000,000
Total liabilities192,548,000,000178,154,000,000
Total chubb shareholders equity73,757,000,00064,021,000,000
Noncontrolling interests6,022,000,0004,373,000,000
Total shareholders equity79,779,000,00068,394,000,000
Total debt derived17,649,000,00015,598,000,000
Share data
Common shares outstanding end of period391,101,227400,703,663405,269,637
Dividends per share USD3.823.593.41
Book value per share derived188.59159.77
Cash flow
Operating cash flow12,816,000,00016,182,000,00012,632,000,000
Investing cash flow-11,260,000,000-13,923,000,000-7,648,000,000
Dividends paid-1,505,000,000-1,436,000,000-1,394,000,000
Share repurchases-3,694,000,000-1,801,000,000-2,411,000,000
Proceeds from issuance of long term debt2,424,000,0002,408,000,0000
Repayment of long term debt-800,000,000-1,437,000,000-475,000,000
Financing cash flow-1,850,000,000-2,181,000,000-4,489,000,000
Cash and restricted cash end of period2,470,000,0002,549,000,0002,621,000,000
Pc underwriting ratios
Loss and loss expense ratio %59.1%60.4%60.6%
Policy acquisition cost ratio %18.6%18.1%17.8%
Administrative expense ratio %8%8.1%8.1%
Pc combined ratio %85.7%86.6%86.5%
Pc cay combined ratio excluding catastrophe losses %81.9%83.1%83.9%

CB quarterly income statement, balance sheet and cash flow

Q2 FY2026Q2 FY2025
LabelQ2 FY2026Q2 FY2025
Period start2026-04-012025-04-01
Period end2026-06-302025-06-30
Period typethree monthsthree months
Source accession10-Q10-Q
Income statement
Net premiums written14,705,000,00014,196,000,000
Increase in unearned premiums-816,000,000-1,071,000,000
Net premiums earned13,889,000,00013,125,000,000
Net investment income1,760,000,0001,568,000,000
Net realized gains losses162,000,000160,000,000
Market risk benefits gains losses5,000,000-17,000,000
Total revenues15,816,000,00014,836,000,000
Losses and loss expenses6,691,000,0006,572,000,000
Policy benefits1,615,000,0001,406,000,000
Policy acquisition costs2,632,000,0002,415,000,000
Administrative expenses1,168,000,0001,125,000,000
Interest expense200,000,000181,000,000
Other expense net-196,000,000-655,000,000
Amortization of purchased intangibles74,000,00074,000,000
Integration expenses and severance8,000,0002,000,000
Total expenses12,192,000,00011,120,000,000
Income before income tax3,624,000,0003,716,000,000
Income tax expense742,000,000717,000,000
Net income2,882,000,0002,999,000,000
Net income attributable to noncontrolling interests28,000,00031,000,000
Net income attributable to chubb2,854,000,0002,968,000,000
Other comprehensive income loss68,000,0001,594,000,000
Comprehensive income2,950,000,0004,593,000,000
Basic EPS7.377.42
Diluted EPS7.37.35
Basic weighted average shares387,413,573399,886,323
Diluted shares391,250,616403,847,030
Balance sheet
Short term investments5,458,000,000
Fixed maturities available for sale125,518,000,000
Equity securities11,014,000,000
Private equities17,385,000,000
Total investments172,649,000,000
Cash including restricted cash2,753,000,000
Insurance and reinsurance balances receivable19,068,000,000
Reinsurance recoverable on losses and loss expenses20,284,000,000
Deferred policy acquisition costs10,744,000,000
Goodwill20,343,000,000
Other intangible assets6,145,000,000
Total assets281,322,000,000
Unpaid losses and loss expenses89,669,000,000
Unearned premiums28,511,000,000
Future policy benefits20,159,000,000
Short term debt663,000,000
Long term debt17,452,000,000
Hybrid debt427,000,000
Total liabilities200,477,000,000
Total chubb shareholders equity75,372,000,00069,395,000,000
Noncontrolling interests5,473,000,0005,052,000,000
Total shareholders equity80,845,000,00074,447,000,000
Total debt derived18,542,000,000
Share data
Dividends per share USD1.020.97
Common shares outstanding end of period385,634,049
Book value per share derived195.45
Pc underwriting ratios
Loss and loss expense ratio %56.7%59%
Policy acquisition cost ratio %19.1%18.5%
Administrative expense ratio %8%8.1%
Pc combined ratio %83.8%85.6%
Pc cay combined ratio excluding catastrophe losses %82.2%82.3%

CB year-to-date income statement and cash flow

6M FY2026
Label6M FY2026
Period start2026-01-01
Period end2026-06-30
Period typesix months
Source accession10-Q
Income statement
Net premiums written28,710,000,000
Increase in unearned premiums-1,364,000,000
Net premiums earned27,346,000,000
Net investment income3,469,000,000
Net realized gains losses-245,000,000
Market risk benefits gains losses19,000,000
Total revenues30,589,000,000
Losses and loss expenses12,822,000,000
Policy benefits3,400,000,000
Policy acquisition costs5,228,000,000
Administrative expenses2,317,000,000
Interest expense398,000,000
Other expense net-357,000,000
Amortization of purchased intangibles147,000,000
Integration expenses and severance17,000,000
Total expenses23,972,000,000
Income before income tax6,617,000,000
Income tax expense1,388,000,000
Net income5,229,000,000
Net income attributable to noncontrolling interests55,000,000
Net income attributable to chubb5,174,000,000
Other comprehensive income loss-697,000,000
Comprehensive income4,532,000,000
Basic EPS13.3
Diluted EPS13.17
Basic weighted average shares388,941,257
Diluted shares393,010,295
Cash flow
Operating cash flow7,677,000,000
Investing cash flow-5,177,000,000
Dividends paid-759,000,000
Share repurchases-2,236,000,000
Proceeds from issuance of long term debt2,416,000,000
Repayment of long term debt-1,500,000,000
Financing cash flow-2,219,000,000
Cash and restricted cash end of period2,753,000,000
Pc underwriting ratios
Loss and loss expense ratio %56.2%
Policy acquisition cost ratio %19.5%
Administrative expense ratio %8.2%
Pc combined ratio %83.9%
Pc cay combined ratio excluding catastrophe losses %82.2%
Share data
Dividends per share USD1.99

CB trailing twelve month income statement and cash flow

TTM to June 30, 2026
LabelTTM to June 30, 2026
Period start2025-07-01
Period end2026-06-30
Period typetrailing twelve months
Source accession10-Q
DerivationDerived: fiscal 2025 (from the FY2025 10-K) plus the six months ended June 30, 2026, less the six months ended June 30, 2025 (both from the Q2 FY2026 10-Q). Not a column either filing prints.
Source accessions10-K, 10-Q
Income statement
Net premiums written56,710,000,000
Net premiums earned55,235,000,000
Net investment income6,805,000,000
Total revenues61,802,000,000
Losses and loss expenses26,054,000,000
Total expenses47,521,000,000
Income before income tax14,281,000,000
Income tax expense2,772,000,000
Net income11,509,000,000
Net income attributable to chubb11,185,000,000
Cash flow
Operating cash flow15,376,000,000
Dividends paid-1,533,000,000
Share repurchases-4,493,000,000

Adjustments

Value
Splits appliednone
ADR ration/a
FXnone; Chubb reports in U.S. dollars

Prior year to date

6M FY2025
Label6M FY2025
Period start2025-01-01
Period end2025-06-30
Period typesix months
Source accession10-Q
Income statement
Net premiums written26,842,000,000
Increase in unearned premiums-1,717,000,000
Net premiums earned25,125,000,000
Net investment income3,129,000,000
Net realized gains losses44,000,000
Market risk benefits gains losses-109,000,000
Total revenues28,189,000,000
Losses and loss expenses13,468,000,000
Policy benefits2,633,000,000
Policy acquisition costs4,728,000,000
Administrative expenses2,205,000,000
Interest expense362,000,000
Other expense net-738,000,000
Amortization of purchased intangibles149,000,000
Integration expenses and severance2,000,000
Total expenses22,809,000,000
Income before income tax5,380,000,000
Income tax expense1,038,000,000
Net income4,342,000,000
Net income attributable to noncontrolling interests43,000,000
Net income attributable to chubb4,299,000,000
Other comprehensive income loss2,598,000,000
Comprehensive income6,940,000,000
Basic EPS10.74
Diluted EPS10.63
Basic weighted average shares400,281,946
Diluted shares404,294,879
Cash flow
Operating cash flow5,117,000,000
Investing cash flow-3,625,000,000
Dividends paid-731,000,000
Share repurchases-1,437,000,000
Proceeds from issuance of long term debt249,000,000
Repayment of long term debt-800,000,000
Financing cash flow-1,887,000,000
Cash and restricted cash end of period2,371,000,000
Pc underwriting ratios
Loss and loss expense ratio %63.1%
Policy acquisition cost ratio %18.9%
Administrative expense ratio %8.4%
Pc combined ratio %90.4%
Pc cay combined ratio excluding catastrophe losses %82.3%
Share data
Dividends per share USD1.88

Notes

  • Chubb is a property and casualty insurer with a life insurance business, so this record uses an insurer layout: premiums written and earned, net investment income, losses and expenses, net income and diluted EPS; investments, loss reserves, debt and shareholders' equity; operating cash flow, dividends and buybacks; and the P&C combined ratio. Cost of goods sold and capital expenditure are not meaningful lines for an insurer and are not reported; total revenues are recorded as the statement of operations prints them (net premiums earned, net investment income, net realized gains and losses and market risk benefit gains and losses).
  • Fiscal years 2025, 2024 and 2023 come from the FY2025 10-K (accession 0000896159-26-000005). The quarters ended June 30, 2026 and June 30, 2025, and the six-month periods ended on those dates, come from the Q2 FY2026 10-Q (accession 0000896159-26-000017). Chubb's fiscal year is the calendar year.
  • All dollar amounts are stored in actual U.S. dollars; the statements print them in millions. Share counts are actual shares, as printed in the earnings-per-share notes and the shareholders' equity note. Ratios are in percent, as printed to one decimal place.
  • Net income is the consolidated figure including noncontrolling interests (chiefly the minority shareholders of Huatai Group, which Chubb consolidates). Earnings per share are struck on net income attributable to Chubb, which is reported separately. Diluted shares are the weighted-average shares outstanding and assumed conversions from the earnings-per-share note.
  • other_expense_net follows the statement's 'Other (income) expense' line: a negative value is net other income, which reduces total expenses. increase_in_unearned_premiums is negative because it is deducted from net premiums written to arrive at net premiums earned.
  • The P&C underwriting ratios come from management's discussion in each filing. Chubb presents them in its non-GAAP reconciliation as P&C performance metrics: they cover the consolidated results excluding the Life Insurance segment, and each ratio is the expense divided by net premiums earned. The CAY (current accident year) combined ratio excluding catastrophe losses also strips out prior period reserve development.
  • total_debt_derived is short-term debt plus long-term debt plus hybrid debt as printed on the balance sheet; it excludes repurchase agreements. book_value_per_share_derived is total Chubb shareholders' equity divided by common shares outstanding at the same date (the share count printed in the balance-sheet caption and, for year-ends, in the shareholders' equity note). Neither figure is printed as such in the filings.
  • The Q2 FY2025 entry carries only shareholders' equity figures at June 30, 2025, taken from the 10-Q's statement of shareholders' equity; the 10-Q balance sheet compares June 30, 2026 with December 31, 2025, so no full June 30, 2025 balance sheet is printed. FY2023 carries no balance sheet because the FY2025 10-K prints balance sheets for two year-ends only.
  • Dividends per share are Chubb's dividend distributions per common share in U.S. dollars. Under Swiss law the dividends are stated in Swiss francs but paid in U.S. dollars; the filings print both, and the U.S. dollar amounts are used here. dividends_paid in the cash flow block is the cash outflow for the period.
  • The trailing-twelve-month block is derived, not printed: fiscal 2025 plus the six months ended June 30, 2026, less the six months ended June 30, 2025. It carries no per-share figures because those cannot be summed across periods.
  • No stock splits occurred in the periods covered, Chubb's common shares trade directly on the New York Stock Exchange (no ADR conversion), and no currency conversion was needed.

Uncertainties

  • No three-month cash flow figures are reported for either quarter. The 10-Q prints its cash flow statement for the six months only, and the first-quarter figures needed to derive the second quarter are not part of these filings; six-month cash flows are in the year-to-date blocks.
  • Common shares outstanding at June 30, 2025 are not printed in the Q2 FY2026 10-Q, so the Q2 FY2025 entry has no share count or book value per share.
  • Insurance float and an all-lines combined ratio are not reported: the filings do not print either figure, and the P&C ratios shown exclude the Life Insurance segment.

Company details

Value
NameChubb Ltd
TickerCB
CIK0000896159
ExchangeNYSE
StateSwitzerland
IncorporationSwitzerland
SIC6331
OfficeFinance
IndustryFire, Marine & Casualty Insurance

Fiscal period

FY2026
Fiscal year2026
Fiscal periodQ2
TagFY26Q2
Period end2026-06-30
Form10-Q
Accession10-Q
Fiscal year end1231
Sourcederived

Source filings

RoleCurrentFormFiscal yearFiscal periodTagPeriod endFiledAccessionUrlSource
annualno10-K2025FYFY252025-12-312026-02-270000896159-26-000005https://www.sec.gov/Archives/edgar/data/896159/000089615926000005/0000896159-26-000005-index.htmreported
quarterlyyes10-Q2026Q2FY26Q22026-06-302026-07-280000896159-26-000017https://www.sec.gov/Archives/edgar/data/896159/000089615926000017/0000896159-26-000017-index.htmderived

FAQ · Chubb financial statements

How much did Chubb earn in Q2 FY2026?

Chubb Limited reported net income attributable to Chubb of $2.85 billion for Q2 FY2026, the quarter ended June 30, 2026, down 3.8% from $2.97 billion a year earlier, and diluted earnings per share of $7.30, against $7.35. Smaller mark-to-market gains on private equity investments offset growth in underwriting income, Life segment income and net investment income.

What was Chubb's revenue in Q2 FY2026?

Chubb Limited reported total revenues of $15.82 billion for Q2 FY2026, the quarter ended June 30, 2026, up 6.6% from $14.84 billion in the same quarter a year earlier. Total revenues include net premiums earned, net investment income and realized gains and losses.

What was Chubb's combined ratio in Q2 FY2026?

Chubb's property and casualty combined ratio was 83.8% for Q2 FY2026, the quarter ended June 30, 2026, down 1.8 points from 85.6% a year earlier, mainly because of lower catastrophe losses. The ratio excludes the Life Insurance segment, and a lower figure means more profitable underwriting.

How much did Chubb's net premiums written grow in Q2 FY2026?

Chubb Limited's net premiums written were $14.71 billion for Q2 FY2026, the quarter ended June 30, 2026, up 3.6% from $14.20 billion a year earlier. Chubb said underwriting actions in large-account and excess and surplus property held back growth in its commercial business.

Where can I get Chubb Limited (CB) financial data in machine-readable form?

Ticker Scout publishes Chubb Limited's financial statements as JSON at https://tickerscout.ai/cb/financials.json, free, with no API key and no signup. The 10-K and 10-Q narrative and the 8-K events digest are published as Markdown at https://tickerscout.ai/cb/narrative.md and https://tickerscout.ai/cb/events.md. Chubb Limited's SEC CIK is 0000896159. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.

When does Chubb Limited (CB) next file with the SEC?

Chubb Limited (CB) is expected to file its next Form 10-Q with the SEC on or around October 26, 2026. That date is a projection rather than a company-announced date: it is derived from Chubb Limited's own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 10-Q for Q2 FY2026, the period ended 2026-06-30, SEC accession 0000896159-26-000017.

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How this page was built

This page was built from two of Chubb Limited's own filings with the SEC, read one at a time. Nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names three such gaps.

A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.

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