Published
{
"ticker": "CB",
"cik": "0000896159",
"company": "Chubb Limited",
"business_type": "insurer",
"schema_template": "insurer: premiums written and earned, net investment income, losses and expenses, net income and diluted EPS; investments, loss reserves, debt and shareholders' equity; operating cash flow, dividends and buybacks; P&C combined ratio",
"reporting_currency": "USD",
"converted_to_usd": false,
"units": "actual U.S. dollars (not millions); share counts in actual shares; per-share amounts in U.S. dollars; ratios in percent",
"units_notes_seen": {
"FY2025 10-K (accession 0000896159-26-000005) consolidated statements of operations": "(in millions of U.S. dollars, except per share data)",
"FY2025 10-K (accession 0000896159-26-000005) consolidated balance sheets": "(in millions of U.S. dollars, except share and per share data)",
"FY2025 10-K (accession 0000896159-26-000005) consolidated statements of cash flows": "(in millions of U.S. dollars)",
"FY2025 10-K (accession 0000896159-26-000005) Note 20, earnings per share": "(in millions of U.S. dollars, except share and per share data); share counts printed in full",
"FY2025 10-K (accession 0000896159-26-000005) shareholders' equity note, shares outstanding and dividend distributions": "no scale note; share counts printed in full and dividends per share in CHF and USD",
"FY2025 10-K (accession 0000896159-26-000005) MD&A, P&C combined ratio table": "percent",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) consolidated balance sheets": "(in millions of U.S. dollars, except share and per share data)",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) consolidated statements of operations": "(in millions of U.S. dollars, except per share data)",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) consolidated statements of shareholders' equity": "(in millions of U.S. dollars)",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) consolidated statements of cash flows": "(in millions of U.S. dollars)",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) Note 18, earnings per share": "(in millions of U.S. dollars, except share and per share data); share counts printed in full",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) shareholders' equity note, dividend distributions": "no scale note; dividends per share in CHF and USD",
"Q2 FY2026 10-Q (accession 0000896159-26-000017) MD&A, P&C combined ratio table": "percent"
},
"adjustments": {
"splits_applied": [],
"adr_ratio": null,
"fx": "none; Chubb reports in U.S. dollars"
},
"annual": [
{
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},
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},
{
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"quarterly": [
{
"label": "Q2 FY2026",
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},
{
"label": "Q2 FY2025",
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"balance_sheet": {
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}
],
"year_to_date": {
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"period_type": "six months",
"source_accession": "0000896159-26-000017",
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"pc_underwriting_ratios": {
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"policy_acquisition_cost_ratio_pct": 19.5,
"administrative_expense_ratio_pct": 8.2,
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"share_data": {
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},
"prior_year_to_date": {
"label": "6M FY2025",
"period_start": "2025-01-01",
"period_end": "2025-06-30",
"period_type": "six months",
"source_accession": "0000896159-26-000017",
"income_statement": {
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"losses_and_loss_expenses": 13468000000,
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"administrative_expenses": 2205000000,
"interest_expense": 362000000,
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"integration_expenses_and_severance": 2000000,
"total_expenses": 22809000000,
"income_before_income_tax": 5380000000,
"income_tax_expense": 1038000000,
"net_income": 4342000000,
"net_income_attributable_to_noncontrolling_interests": 43000000,
"net_income_attributable_to_chubb": 4299000000,
"other_comprehensive_income_loss": 2598000000,
"comprehensive_income": 6940000000,
"basic_eps": 10.74,
"diluted_eps": 10.63,
"basic_weighted_average_shares": 400281946,
"diluted_shares": 404294879
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"cash_flow": {
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"investing_cash_flow": -3625000000,
"dividends_paid": -731000000,
"share_repurchases": -1437000000,
"proceeds_from_issuance_of_long_term_debt": 249000000,
"repayment_of_long_term_debt": -800000000,
"financing_cash_flow": -1887000000,
"cash_and_restricted_cash_end_of_period": 2371000000
},
"pc_underwriting_ratios": {
"loss_and_loss_expense_ratio_pct": 63.1,
"policy_acquisition_cost_ratio_pct": 18.9,
"administrative_expense_ratio_pct": 8.4,
"pc_combined_ratio_pct": 90.4,
"pc_cay_combined_ratio_excluding_catastrophe_losses_pct": 82.3
},
"share_data": {
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}
},
"trailing_twelve_months": {
"label": "TTM to June 30, 2026",
"period_start": "2025-07-01",
"period_end": "2026-06-30",
"period_type": "trailing twelve months",
"source_accession": "0000896159-26-000017",
"derivation": "Derived: fiscal 2025 (from the FY2025 10-K) plus the six months ended June 30, 2026, less the six months ended June 30, 2025 (both from the Q2 FY2026 10-Q). Not a column either filing prints.",
"source_accessions": [
"0000896159-26-000005",
"0000896159-26-000017"
],
"income_statement": {
"net_premiums_written": 56710000000,
"net_premiums_earned": 55235000000,
"net_investment_income": 6805000000,
"total_revenues": 61802000000,
"losses_and_loss_expenses": 26054000000,
"total_expenses": 47521000000,
"income_before_income_tax": 14281000000,
"income_tax_expense": 2772000000,
"net_income": 11509000000,
"net_income_attributable_to_chubb": 11185000000
},
"cash_flow": {
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"dividends_paid": -1533000000,
"share_repurchases": -4493000000
}
},
"notes": [
"Chubb is a property and casualty insurer with a life insurance business, so this record uses an insurer layout: premiums written and earned, net investment income, losses and expenses, net income and diluted EPS; investments, loss reserves, debt and shareholders' equity; operating cash flow, dividends and buybacks; and the P&C combined ratio. Cost of goods sold and capital expenditure are not meaningful lines for an insurer and are not reported; total revenues are recorded as the statement of operations prints them (net premiums earned, net investment income, net realized gains and losses and market risk benefit gains and losses).",
"Fiscal years 2025, 2024 and 2023 come from the FY2025 10-K (accession 0000896159-26-000005). The quarters ended June 30, 2026 and June 30, 2025, and the six-month periods ended on those dates, come from the Q2 FY2026 10-Q (accession 0000896159-26-000017). Chubb's fiscal year is the calendar year.",
"All dollar amounts are stored in actual U.S. dollars; the statements print them in millions. Share counts are actual shares, as printed in the earnings-per-share notes and the shareholders' equity note. Ratios are in percent, as printed to one decimal place.",
"Net income is the consolidated figure including noncontrolling interests (chiefly the minority shareholders of Huatai Group, which Chubb consolidates). Earnings per share are struck on net income attributable to Chubb, which is reported separately. Diluted shares are the weighted-average shares outstanding and assumed conversions from the earnings-per-share note.",
"other_expense_net follows the statement's 'Other (income) expense' line: a negative value is net other income, which reduces total expenses. increase_in_unearned_premiums is negative because it is deducted from net premiums written to arrive at net premiums earned.",
"The P&C underwriting ratios come from management's discussion in each filing. Chubb presents them in its non-GAAP reconciliation as P&C performance metrics: they cover the consolidated results excluding the Life Insurance segment, and each ratio is the expense divided by net premiums earned. The CAY (current accident year) combined ratio excluding catastrophe losses also strips out prior period reserve development.",
"total_debt_derived is short-term debt plus long-term debt plus hybrid debt as printed on the balance sheet; it excludes repurchase agreements. book_value_per_share_derived is total Chubb shareholders' equity divided by common shares outstanding at the same date (the share count printed in the balance-sheet caption and, for year-ends, in the shareholders' equity note). Neither figure is printed as such in the filings.",
"The Q2 FY2025 entry carries only shareholders' equity figures at June 30, 2025, taken from the 10-Q's statement of shareholders' equity; the 10-Q balance sheet compares June 30, 2026 with December 31, 2025, so no full June 30, 2025 balance sheet is printed. FY2023 carries no balance sheet because the FY2025 10-K prints balance sheets for two year-ends only.",
"Dividends per share are Chubb's dividend distributions per common share in U.S. dollars. Under Swiss law the dividends are stated in Swiss francs but paid in U.S. dollars; the filings print both, and the U.S. dollar amounts are used here. dividends_paid in the cash flow block is the cash outflow for the period.",
"The trailing-twelve-month block is derived, not printed: fiscal 2025 plus the six months ended June 30, 2026, less the six months ended June 30, 2025. It carries no per-share figures because those cannot be summed across periods.",
"No stock splits occurred in the periods covered, Chubb's common shares trade directly on the New York Stock Exchange (no ADR conversion), and no currency conversion was needed."
],
"uncertainties": [
"No three-month cash flow figures are reported for either quarter. The 10-Q prints its cash flow statement for the six months only, and the first-quarter figures needed to derive the second quarter are not part of these filings; six-month cash flows are in the year-to-date blocks.",
"Common shares outstanding at June 30, 2025 are not printed in the Q2 FY2026 10-Q, so the Q2 FY2025 entry has no share count or book value per share.",
"Insurance float and an all-lines combined ratio are not reported: the filings do not print either figure, and the P&C ratios shown exclude the Life Insurance segment."
],
"headline": {
"period": "Q2 FY2026",
"period_end_words": "June 30, 2026",
"metrics": [
{
"label": "Total revenues",
"format": "usd",
"value": 15816000000,
"text": "$15.82 billion",
"exact": "$15,816,000,000",
"compact": "$15.82B",
"abs": "$15.82 billion",
"prior_value": 14836000000,
"prior": "$14.84 billion",
"priorabs": "$14.84 billion",
"yoy": "up 6.6%",
"source": {
"array": "quarterly",
"field": "income_statement.total_revenues",
"index": 0,
"period_label": "Q2 FY2026",
"period_end": "2026-06-30",
"period_start": "2026-04-01",
"span_days": 90,
"source_accession": "0000896159-26-000017",
"prior_index": 1,
"prior_period_label": "Q2 FY2025",
"prior_period_end": "2025-06-30",
"prior_period_start": "2025-04-01",
"prior_span_days": 90,
"prior_source_accession": "0000896159-26-000017",
"gap_days": 365
}
},
{
"label": "Net income attributable to Chubb",
"format": "usd",
"value": 2854000000,
"text": "$2.85 billion",
"exact": "$2,854,000,000",
"compact": "$2.85B",
"abs": "$2.85 billion",
"prior_value": 2968000000,
"prior": "$2.97 billion",
"priorabs": "$2.97 billion",
"yoy": "down 3.8%",
"source": {
"array": "quarterly",
"field": "income_statement.net_income_attributable_to_chubb",
"index": 0,
"period_label": "Q2 FY2026",
"period_end": "2026-06-30",
"period_start": "2026-04-01",
"span_days": 90,
"source_accession": "0000896159-26-000017",
"prior_index": 1,
"prior_period_label": "Q2 FY2025",
"prior_period_end": "2025-06-30",
"prior_period_start": "2025-04-01",
"prior_span_days": 90,
"prior_source_accession": "0000896159-26-000017",
"gap_days": 365
}
},
{
"label": "Diluted EPS",
"format": "eps",
"value": 7.3,
"text": "$7.30",
"exact": "$7.30",
"compact": "$7.30",
"abs": "$7.30",
"prior_value": 7.35,
"prior": "$7.35",
"priorabs": "$7.35",
"yoy": "down 0.7%",
"source": {
"array": "quarterly",
"field": "income_statement.diluted_eps",
"index": 0,
"period_label": "Q2 FY2026",
"period_end": "2026-06-30",
"period_start": "2026-04-01",
"span_days": 90,
"source_accession": "0000896159-26-000017",
"prior_index": 1,
"prior_period_label": "Q2 FY2025",
"prior_period_end": "2025-06-30",
"prior_period_start": "2025-04-01",
"prior_span_days": 90,
"prior_source_accession": "0000896159-26-000017",
"gap_days": 365
}
},
{
"label": "P&C combined ratio",
"format": "pct",
"value": 83.8,
"text": "83.8%",
"exact": "83.8%",
"compact": "83.8%",
"abs": "83.8%",
"prior_value": 85.6,
"prior": "85.6%",
"priorabs": "85.6%",
"yoy": "down 1.8 points",
"source": {
"array": "quarterly",
"field": "pc_underwriting_ratios.pc_combined_ratio_pct",
"index": 0,
"period_label": "Q2 FY2026",
"period_end": "2026-06-30",
"period_start": "2026-04-01",
"span_days": 90,
"source_accession": "0000896159-26-000017",
"prior_index": 1,
"prior_period_label": "Q2 FY2025",
"prior_period_end": "2025-06-30",
"prior_period_start": "2025-04-01",
"prior_span_days": 90,
"prior_source_accession": "0000896159-26-000017",
"gap_days": 365
}
},
{
"label": "Net premiums written",
"format": "usd",
"value": 14705000000,
"text": "$14.71 billion",
"exact": "$14,705,000,000",
"compact": "$14.71B",
"abs": "$14.71 billion",
"prior_value": 14196000000,
"prior": "$14.20 billion",
"priorabs": "$14.20 billion",
"yoy": "up 3.6%",
"source": {
"array": "quarterly",
"field": "income_statement.net_premiums_written",
"index": 0,
"period_label": "Q2 FY2026",
"period_end": "2026-06-30",
"period_start": "2026-04-01",
"span_days": 90,
"source_accession": "0000896159-26-000017",
"prior_index": 1,
"prior_period_label": "Q2 FY2025",
"prior_period_end": "2025-06-30",
"prior_period_start": "2025-04-01",
"prior_span_days": 90,
"prior_source_accession": "0000896159-26-000017",
"gap_days": 365
}
}
],
"summary": "Chubb Limited reported net income attributable to Chubb of $2.85 billion ($7.30 per diluted share) for Q2 FY2026, the quarter ended June 30, 2026, down 3.8% from $2.97 billion a year earlier, as smaller mark-to-market gains on private equity investments offset growth in underwriting income, Life segment income and net investment income. Total revenues were $15.82 billion, up 6.6%, and the property and casualty combined ratio improved to 83.8% from 85.6% on lower catastrophe losses. Net premiums written were $14.71 billion, up 3.6%, with growth held back by underwriting actions in large-account and excess and surplus property.",
"qa": [
{
"q": "How much did Chubb earn in Q2 FY2026?",
"a": "Chubb Limited reported net income attributable to Chubb of $2.85 billion for Q2 FY2026, the quarter ended June 30, 2026, down 3.8% from $2.97 billion a year earlier, and diluted earnings per share of $7.30, against $7.35. Smaller mark-to-market gains on private equity investments offset growth in underwriting income, Life segment income and net investment income."
},
{
"q": "What was Chubb's revenue in Q2 FY2026?",
"a": "Chubb Limited reported total revenues of $15.82 billion for Q2 FY2026, the quarter ended June 30, 2026, up 6.6% from $14.84 billion in the same quarter a year earlier. Total revenues include net premiums earned, net investment income and realized gains and losses."
},
{
"q": "What was Chubb's combined ratio in Q2 FY2026?",
"a": "Chubb's property and casualty combined ratio was 83.8% for Q2 FY2026, the quarter ended June 30, 2026, down 1.8 points from 85.6% a year earlier, mainly because of lower catastrophe losses. The ratio excludes the Life Insurance segment, and a lower figure means more profitable underwriting."
},
{
"q": "How much did Chubb's net premiums written grow in Q2 FY2026?",
"a": "Chubb Limited's net premiums written were $14.71 billion for Q2 FY2026, the quarter ended June 30, 2026, up 3.6% from $14.20 billion a year earlier. Chubb said underwriting actions in large-account and excess and surplus property held back growth in its commercial business."
}
]
},
"company_details": {
"Name": "Chubb Ltd",
"Ticker": "CB",
"CIK": "0000896159",
"Exchange": "NYSE",
"State": "Switzerland",
"Incorporation": "Switzerland",
"SIC": "6331",
"Office": "Finance",
"Industry": "Fire, Marine & Casualty Insurance"
},
"next_filing": {
"predicted_date": "2026-10-26",
"predicted_type": "10-Q"
},
"fiscal_period": {
"fiscal_year": 2026,
"fiscal_period": "Q2",
"tag": "FY26Q2",
"period_end": "2026-06-30",
"form": "10-Q",
"accession": "0000896159-26-000017",
"fiscal_year_end": "1231",
"source": "derived"
},
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{
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"current": false,
"form": "10-K",
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"fiscal_period": "FY",
"tag": "FY25",
"period_end": "2025-12-31",
"filed": "2026-02-27",
"accession": "0000896159-26-000005",
"url": "https://www.sec.gov/Archives/edgar/data/896159/000089615926000005/0000896159-26-000005-index.htm",
"source": "reported"
},
{
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"current": true,
"form": "10-Q",
"fiscal_year": 2026,
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"tag": "FY26Q2",
"period_end": "2026-06-30",
"filed": "2026-07-28",
"accession": "0000896159-26-000017",
"url": "https://www.sec.gov/Archives/edgar/data/896159/000089615926000017/0000896159-26-000017-index.htm",
"source": "derived"
}
],
"figure_sources": {
"about": "Where each figure in this file is printed in its SEC filing. This block mirrors the paths of the figures: figure_sources.annual[0].income_statement.net_income is the source of annual[0].income_statement.net_income. Each entry reads '<document>#<anchor>', and the link is documents[<document>] + '#<anchor>': it opens the filing at the line that prints that number. A figure with no entry is not printed in a tagged filing, either because it was calculated (margins, free cash flow, trailing twelve months, a quarter derived by subtraction) or because it comes from an untagged earnings release.",
"documents": {
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"d2": "https://www.sec.gov/Archives/edgar/data/896159/000089615926000017/cb-20260630.htm"
},
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"net_income_attributable_to_noncontrolling_interests": "d1#f-267",
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{
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"income_before_income_tax": "d1#f-259",
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"net_income": "d1#f-265",
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"net_income_attributable_to_chubb": "d1#f-271",
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{
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}
}
],
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"hybrid_debt": "d2#f-147",
"total_liabilities": "d2#f-149",
"total_chubb_shareholders_equity": "d2#f-173",
"noncontrolling_interests": "d2#f-177",
"total_shareholders_equity": "d2#f-179"
},
"share_data": {
"dividends_per_share_usd": "d2#f-2520",
"common_shares_outstanding_end_of_period": "d2#f-159"
}
},
{
"period_end": "2025-06-30",
"income_statement": {
"net_premiums_written": "d2#f-184",
"increase_in_unearned_premiums": "d2#f-188",
"net_premiums_earned": "d2#f-192",
"net_investment_income": "d2#f-196",
"net_realized_gains_losses": "d2#f-200",
"market_risk_benefits_gains_losses": "d2#f-204",
"total_revenues": "d2#f-208",
"losses_and_loss_expenses": "d2#f-212",
"policy_benefits": "d2#f-220",
"policy_acquisition_costs": "d2#f-224",
"administrative_expenses": "d2#f-228",
"interest_expense": "d2#f-232",
"other_expense_net": "d2#f-236",
"amortization_of_purchased_intangibles": "d2#f-240",
"integration_expenses_and_severance": "d2#f-244",
"total_expenses": "d2#f-248",
"income_before_income_tax": "d2#f-252",
"income_tax_expense": "d2#f-256",
"net_income": "d2#f-260",
"net_income_attributable_to_noncontrolling_interests": "d2#f-264",
"net_income_attributable_to_chubb": "d2#f-268",
"other_comprehensive_income_loss": "d2#f-300",
"comprehensive_income": "d2#f-304",
"basic_eps": "d2#f-316",
"diluted_eps": "d2#f-320",
"basic_weighted_average_shares": "d2#f-3306",
"diluted_shares": "d2#f-3314"
},
"balance_sheet": {
"total_chubb_shareholders_equity": "d2#f-420",
"noncontrolling_interests": "d2#f-440",
"total_shareholders_equity": "d2#f-444"
},
"share_data": {
"dividends_per_share_usd": "d2#f-2522"
}
}
]
}
}