Toronto Dominion Bank (The) (TD) Financials
PeriodQ3 FY2026
Published
Toronto-Dominion Bank (TD) reported net income of $3.31 billion for Q3 FY2026, the quarter ended July 31, 2026, up 36.2% from a year earlier, on total revenue of $12.11 billion, up 8.7%. Items of note, which TD excludes from its adjusted results, were larger in the year-earlier quarter, which carried restructuring charges and losses from TD's U.S. balance-sheet restructuring, so adjusted net income rose less, to $3.35 billion, up 18.8%. Diluted earnings per share were $1.96, against $1.38 a year earlier, and the reported efficiency ratio fell to 50.2% from 55.7%, a fall those same year-earlier items enlarged.
| Metric | Amount | vs. year ago |
|---|---|---|
| Revenue | $12,106,546,211 | up 8.7% |
| Net income | $3,308,955,331 | up 36.2% |
| Diluted EPS | $1.96 | up 42.8% |
| Adjusted net income | $3,349,107,335 | up 18.8% |
| Efficiency ratio | 50.2% | down 5.5 points |
Company details
| Name | Toronto Dominion Bank |
|---|---|
| Ticker | TD |
| CIK | 0000947263 |
| Exchange | NYSE |
| State | Ontario, Canada |
| Incorporation | Ontario, Canada |
| SIC | 6029 |
| Office | Finance |
| Industry | Commercial Banks, NEC |
| Latest period covered | Q3 FY2026, ended 2026-07-31, 6-K, accession 0001562762-26-000098 |
| Fiscal year end | 10/31 (MM/DD) |
| Next expected filing | 40-F around 2026-12-03 (predicted) |
Data files
- Financial statementsPage Annual financial statements plus the latest quarter: income statement, balance sheet, cash flow. Actual dollars, actual shares. Sourcing notes and uncertainties included, plus a figure_sources block linking each figure the filing tags to the line that prints it.
- 40-F and 6-K summaryPage Qualitative synthesis of the latest 40-F + 6-K: business, risk factors (quarter-over-quarter changes flagged), MD&A, legal proceedings, subsequent events.
- 6-K filings and eventsPage Digest of material 6-K filings: earnings headlines, management changes, capital-return and financing actions, governance. SEC accession numbers cited throughout.
FAQ · Toronto Dominion Bank (The) Q3 FY2026
How much did TD Bank earn in Q3 FY2026?
Toronto-Dominion Bank reported net income of $3.31 billion for Q3 FY2026, the quarter ended July 31, 2026, up 36.2% from $2.43 billion a year earlier, and diluted earnings per share of $1.96, against $1.38. TD reports in Canadian dollars; these amounts are converted to US dollars at TD's average exchange rate for each quarter.
What was TD Bank's revenue in Q3 FY2026?
Toronto-Dominion Bank's total revenue, net interest income plus non-interest income, was $12.11 billion for Q3 FY2026, the quarter ended July 31, 2026. That is up 8.7% from $11.14 billion in the same quarter a year earlier.
What was TD Bank's adjusted net income in Q3 FY2026?
Toronto-Dominion Bank's adjusted net income, its own non-GAAP measure that excludes the items TD designates as items of note, was $3.35 billion for Q3 FY2026, up 18.8% from $2.82 billion a year earlier. Reported net income grew faster because items of note were larger in the year-earlier quarter, which carried restructuring charges and U.S. balance-sheet restructuring losses.
What is TD Bank's efficiency ratio?
Toronto-Dominion Bank's reported efficiency ratio, non-interest expenses as a share of total revenue, was 50.2% for Q3 FY2026, the quarter ended July 31, 2026, compared with 55.7% a year earlier. A lower ratio means the bank spent less to earn each dollar of revenue. Part of the fall reflects items of note in the year-earlier quarter, when restructuring charges raised non-interest expenses and a loss on TD's U.S. balance-sheet restructuring reduced revenue, both lifting that quarter's ratio; on TD's adjusted basis, which excludes items of note, the improvement was smaller.
Where can I get Toronto Dominion Bank (The) (TD) financial data in machine-readable form?
Ticker Scout publishes Toronto Dominion Bank (The)'s financial statements as JSON at https://tickerscout.ai/td/financials.json, free, with no API key and no signup. The 40-F and 6-K narrative and the 6-K events digest are published as Markdown at https://tickerscout.ai/td/narrative.md and https://tickerscout.ai/td/events.md. Toronto Dominion Bank (The)'s SEC CIK is 0000947263. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.
When does Toronto Dominion Bank (The) (TD) next file with the SEC?
Toronto Dominion Bank (The) (TD) is expected to file its next Form 40-F with the SEC on or around December 3, 2026. That date is a projection rather than a company-announced date: it is derived from Toronto Dominion Bank (The)'s own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 6-K for Q3 FY2026, the period ended 2026-07-31, SEC accession 0001562762-26-000098.
How this page was built
This page was built from Toronto Dominion Bank (The)'s own filings with the SEC, read one at a time, and nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names three such gaps.
A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.
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Data extracted from SEC filings (accession numbers cited in each file). The undated URLs hold the latest period and are replaced in place each quarter; every period also stays published at its own dated URL, which never changes. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.