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Banco Santander, S.A. (SAN) Financials

CIK 0000891478 · NYSE · Latest period: Q2 FY2026 (ended 2026-06-30, 6-K accession 0000891478-26-000073) · Annual report: FY2025 20-F (filed 2026-02-27, accession 0000891478-26-000030) · Next expected filing: 6-K ~2026-10-28

PeriodQ2 FY2026

Published

Banco Santander reported net income attributable to shareholders of $4.09 billion, or $0.27 per diluted share, on total income of $18.24 billion for Q2 FY2026, the quarter ended June 30, 2026. Excluding an after-tax restructuring charge for integrating TSB, the UK bank it bought in April, underlying attributable profit was $4.38 billion, up 20.3% from a year earlier in US dollar terms. The phased-in CET1 capital ratio was 14.0% at the end of the quarter, down from the end of March because of the TSB purchase, and management expected the acquisition of US lender Webster Financial, completed in August after the quarter closed, to reduce it in the second half.

MetricAmountvs. year ago
Revenue$18,241,013,550
Net income$4,092,072,801
Diluted EPS$0.27
Underlying attributable profit$4,382,868,196up 20.3%
CET1 ratio14.0%up 1.0 points

Company details

NameBanco Santander, S.A.
TickerSAN
CIK0000891478
ExchangeNYSE
StateSpain
IncorporationSpain
SIC6029
OfficeFinance
IndustryCommercial Banks, NEC
Latest period coveredQ2 FY2026, ended 2026-06-30, 6-K, accession 0000891478-26-000073
Fiscal year end12/31 (MM/DD)
Next expected filing6-K around 2026-10-28 (predicted)

Data files

  • Financial statementsPage Annual financial statements plus the latest quarter: income statement, balance sheet, cash flow. Actual dollars, actual shares. Sourcing notes and uncertainties included, plus a figure_sources block linking each figure the filing tags to the line that prints it.
  • 20-F and 6-K summaryPage Qualitative synthesis of the latest 20-F + 6-K: business, risk factors (quarter-over-quarter changes flagged), MD&A, legal proceedings, subsequent events.
  • 6-K filings and eventsPage Digest of material 6-K filings: earnings headlines, management changes, capital-return and financing actions, governance. SEC accession numbers cited throughout.

FAQ · Banco Santander, S.A. Q2 FY2026

How much did Banco Santander earn in Q2 FY2026?

Banco Santander reported net income attributable to shareholders of $4.09 billion for Q2 FY2026, the quarter ended June 30, 2026, or $0.27 per diluted share. Excluding an after-tax restructuring charge for integrating TSB, its underlying attributable profit was $4.38 billion.

What was Banco Santander's revenue in Q2 FY2026?

Banco Santander's total income, its revenue after interest expense, was $18.24 billion for Q2 FY2026, the quarter ended June 30, 2026.

How did Banco Santander's underlying profit compare with a year ago?

Banco Santander's underlying attributable profit was $4.38 billion in Q2 FY2026, up 20.3% from $3.64 billion in the same quarter a year earlier. Santander reports in euros, so the change in US dollar terms also reflects exchange-rate movements.

What is Banco Santander's CET1 capital ratio?

Banco Santander's phased-in common equity tier 1 (CET1) capital ratio was 14.0% at June 30, 2026, up 1.0 points from a year earlier, but down from the end of March because of the TSB purchase. Management expected the acquisition of Webster Financial, completed in August, to reduce the ratio in the second half.

Where can I get Banco Santander, S.A. (SAN) financial data in machine-readable form?

Ticker Scout publishes Banco Santander, S.A.'s financial statements as JSON at https://tickerscout.ai/san/financials.json, free, with no API key and no signup. The 20-F and 6-K narrative and the 6-K events digest are published as Markdown at https://tickerscout.ai/san/narrative.md and https://tickerscout.ai/san/events.md. Banco Santander, S.A.'s SEC CIK is 0000891478. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.

When does Banco Santander, S.A. (SAN) next file with the SEC?

Banco Santander, S.A. (SAN) is expected to file its next Form 6-K with the SEC on or around October 28, 2026. That date is a projection rather than a company-announced date: it is derived from Banco Santander, S.A.'s own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 6-K for Q2 FY2026, the period ended 2026-06-30, SEC accession 0000891478-26-000073.

How this page was built

This page was built from Banco Santander, S.A.'s own filings with the SEC, read one at a time, and nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names four such gaps.

A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.

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Data extracted from SEC filings (accession numbers cited in each file). The undated URLs hold the latest period and are replaced in place each quarter; every period also stays published at its own dated URL, which never changes. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.