Royal Bank of Canada (RY) Financials
PeriodQ3 FY2026
Published
Royal Bank of Canada reported net income attributable to shareholders of $4.3 billion for Q3 FY2026, the quarter ended July 31, 2026, up 9.1% from a year earlier, on total revenue of $13.24 billion, up 7.0%. Diluted earnings per share were $3.02, up 10.6%, with Wealth Management, Capital Markets and Commercial Banking driving the gain. Return on common equity rose to 17.9% and the efficiency ratio improved to 52.8% from 54.4%, as revenue grew faster than expenses; RBC reports in Canadian dollars, and these amounts are converted to US dollars.
| Metric | Amount | vs. year ago |
|---|---|---|
| Revenue | $13,236,134,118 | up 7.0% |
| Net income | $4,299,708,688 | up 9.1% |
| Diluted EPS | $3.02 | up 10.6% |
| Return on common equity | 17.9% | up 0.6 points |
| Efficiency ratio | 52.8% | down 1.6 points |
Company details
| Name | Royal Bank Of Canada |
|---|---|
| Ticker | RY |
| CIK | 0001000275 |
| Exchange | NYSE |
| Incorporation | Ontario, Canada |
| SIC | 6029 |
| Office | Finance |
| Industry | Commercial Banks, NEC |
| Latest period covered | Q3 FY2026, ended 2026-07-31, 6-K, accession 0001193125-26-369461 |
| Fiscal year end | 10/31 (MM/DD) |
| Next expected filing | 40-F around 2026-12-02 (predicted) |
Data files
- Financial statementsPage Annual financial statements plus the latest quarter: income statement, balance sheet, cash flow. Actual dollars, actual shares. Sourcing notes and uncertainties included, plus a figure_sources block linking each figure the filing tags to the line that prints it.
- 40-F and 6-K summaryPage Qualitative synthesis of the latest 40-F + 6-K: business, risk factors (quarter-over-quarter changes flagged), MD&A, legal proceedings, subsequent events.
- 6-K filings and eventsPage Digest of material 6-K filings: earnings headlines, management changes, capital-return and financing actions, governance. SEC accession numbers cited throughout.
FAQ · Royal Bank of Canada Q3 FY2026
How much did Royal Bank of Canada earn in Q3 FY2026?
Royal Bank of Canada reported net income attributable to shareholders of $4.3 billion for Q3 FY2026, the quarter ended July 31, 2026, up 9.1% from $3.94 billion a year earlier. Diluted earnings per share were $3.02, compared with $2.73, in US dollars converted from the Canadian dollars RBC reports in.
What was Royal Bank of Canada's revenue in Q3 FY2026?
Royal Bank of Canada's total revenue for Q3 FY2026, the quarter ended July 31, 2026, was $13.24 billion, up 7.0% from $12.37 billion in the same quarter a year earlier. Non-interest income, led by investment management and custodial fees, grew faster than net interest income.
What is Royal Bank of Canada's return on equity?
Royal Bank of Canada's return on common equity was 17.9% in Q3 FY2026, the quarter ended July 31, 2026, up 0.6 points from 17.3% a year earlier.
What is Royal Bank of Canada's efficiency ratio?
Royal Bank of Canada's efficiency ratio, non-interest expense as a share of total revenue, was 52.8% in Q3 FY2026, compared with 54.4% a year earlier, as revenue grew faster than expenses.
Where can I get Royal Bank of Canada (RY) financial data in machine-readable form?
Ticker Scout publishes Royal Bank of Canada's financial statements as JSON at https://tickerscout.ai/ry/financials.json, free, with no API key and no signup. The 40-F and 6-K narrative and the 6-K events digest are published as Markdown at https://tickerscout.ai/ry/narrative.md and https://tickerscout.ai/ry/events.md. Royal Bank of Canada's SEC CIK is 0001000275. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.
When does Royal Bank of Canada (RY) next file with the SEC?
Royal Bank of Canada (RY) is expected to file its next Form 40-F with the SEC on or around December 2, 2026. That date is a projection rather than a company-announced date: it is derived from Royal Bank of Canada's own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 6-K for Q3 FY2026, the period ended 2026-07-31, SEC accession 0001193125-26-369461.
How this page was built
This page was built from Royal Bank of Canada's own filings with the SEC, read one at a time, and nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names four such gaps.
A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.
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Data extracted from SEC filings (accession numbers cited in each file). The undated URLs hold the latest period and are replaced in place each quarter; every period also stays published at its own dated URL, which never changes. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.