Citigroup Inc. (C) Financials
PeriodQ2 FY2026
Published
Citigroup reported $24.77 billion of revenue, net of interest expense, in Q2 FY2026, the quarter ended June 30, 2026, up 14.3% from a year earlier, and net income of $5.83 billion, up 45.1%, or $3.15 per diluted share against $1.96 in the same quarter last year. Net interest income reached $17.12 billion, up 12.9%, non-interest revenue grew faster still, and revenue rose at all five of Citigroup's businesses. Operating expenses grew far more slowly than revenue, cutting the efficiency ratio to 57.4% from 62.7% and lifting return on tangible common equity to 13.0% from 8.7%. Citigroup closed the quarter with a Common Equity Tier 1 capital ratio of 12.8%, down 0.7 points from a year earlier and still above its regulatory requirement, while it kept repurchasing stock and announced plans to raise the quarterly common dividend.
| Metric | Amount | vs. year ago |
|---|---|---|
| Revenue | $24,766,000,000 | up 14.3% |
| Net income | $5,831,000,000 | up 45.1% |
| Diluted EPS | $3.15 | up 60.7% |
| Net interest income | $17,125,000,000 | up 12.9% |
| Efficiency ratio | 57.4% | down 5.3 points |
| Return on tangible common equity | 13.0% | up 4.3 points |
| CET1 capital ratio | 12.8% | down 0.7 points |
Company details
| Name | Citigroup Inc |
|---|---|
| Ticker | C |
| CIK | 0000831001 |
| Exchange | NYSE |
| State | New York |
| Incorporation | Delaware |
| SIC | 6021 |
| Office | Finance |
| Industry | National Commercial Banks |
| Latest period covered | Q2 FY2026, ended 2026-06-30, 10-Q, accession 0000831001-26-000045 |
| Fiscal year end | 12/31 (MM/DD) |
| Next expected filing | 10-Q around 2026-11-05 (predicted) |
Data files
- Financial statementsPage Annual financial statements plus the latest quarter: income statement, balance sheet, cash flow. Actual dollars, actual shares. Sourcing notes and uncertainties included.
- 10-K and 10-Q summaryPage Qualitative synthesis of the latest 10-K + 10-Q: business, risk factors (quarter-over-quarter changes flagged), MD&A, legal proceedings, subsequent events.
- 8-K filings and eventsPage Digest of material 8-K filings: earnings headlines, management changes, capital-return and financing actions, governance. SEC accession numbers cited throughout.
FAQ · Citigroup Q2 FY2026
How much did Citigroup earn in Q2 FY2026?
Citigroup earned $5.83 billion of net income in Q2 FY2026, the quarter ended June 30, 2026, or $3.15 per diluted share. That is up 45.1% from $4.02 billion in the same quarter a year earlier, when diluted earnings per share were $1.96.
What was Citigroup's revenue in Q2 FY2026?
Citigroup reported $24.77 billion of revenue, net of interest expense, in Q2 FY2026, up 14.3% from $21.67 billion a year earlier. Net interest income, the largest piece, was $17.12 billion, up 12.9%.
What is Citigroup's return on tangible common equity?
Citigroup's return on tangible common equity was 13.0% in Q2 FY2026, the quarter ended June 30, 2026, compared with 8.7% in the same quarter a year earlier. Its efficiency ratio, the share of revenue consumed by operating expenses, improved to 57.4% from 62.7% over the same span.
What is Citigroup's CET1 capital ratio?
Citigroup reported a Common Equity Tier 1 capital ratio of 12.8% at June 30, 2026, against 13.5% a year earlier. Citigroup states that it remained above its regulatory capital requirements and well capitalized.
Where can I get Citigroup Inc. (C) financial data in machine-readable form?
Ticker Scout publishes Citigroup Inc.'s financial statements as JSON at https://tickerscout.ai/c/financials.json, free, with no API key and no signup. The 10-K and 10-Q narrative and the 8-K events digest are published as Markdown at https://tickerscout.ai/c/narrative.md and https://tickerscout.ai/c/events.md. Citigroup Inc.'s SEC CIK is 0000831001. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.
When does Citigroup Inc. (C) next file with the SEC?
Citigroup Inc. (C) is expected to file its next Form 10-Q with the SEC on or around November 5, 2026. That date is a projection rather than a company-announced date: it is derived from Citigroup Inc.'s own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 10-Q for Q2 FY2026, the period ended 2026-06-30, SEC accession 0000831001-26-000045.
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How this page was built
This page was built from three of Citigroup Inc.'s own filings with the SEC, one Form 10-K, one Form 10-Q and one Form 8-K, read one at a time. Nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names six such gaps.
A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.
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Data extracted from SEC filings (accession numbers cited in each file). The undated URLs hold the latest period and are replaced in place each quarter; every period also stays published at its own dated URL, which never changes. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.