Bank of Montreal (BMO) Financials
PeriodQ3 FY2026
Published
In US dollars converted from its Canadian-dollar results, Bank of Montreal reported net income attributable to shareholders of $1.25 billion for Q3 FY2026, the quarter ended July 31, 2026, down 26.4% from a year earlier, mainly because of a charge, mostly goodwill, on the planned sale of its Transportation Finance and Vendor Finance businesses; diluted EPS was $1.70, against $2.29. Adjusted net income, which excludes that charge and the bank's other adjusting items, was $2.04 billion, up 16.8%, and adjusted diluted EPS was $2.83, up 20.2%. Revenue was $7.07 billion, up 7.9% from a year earlier, as trading and fee income rose.
| Metric | Amount | vs. year ago |
|---|---|---|
| Revenue | $7,066,552,414 | up 7.9% |
| Net income | $1,248,214,796 | down 26.4% |
| Diluted EPS | $1.70 | down 25.7% |
| Adjusted net income | $2,041,559,554 | up 16.8% |
| Adjusted diluted EPS | $2.83 | up 20.2% |
Company details
| Name | Bank Of Montreal /Can/ |
|---|---|
| Ticker | BMO |
| CIK | 0000927971 |
| Exchange | NYSE |
| State | Ontario, Canada |
| Incorporation | Ontario, Canada |
| SIC | 6029 |
| Office | Finance |
| Industry | Commercial Banks, NEC |
| Latest period covered | Q3 FY2026, ended 2026-07-31, 6-K, accession 0000927971-26-000108 |
| Fiscal year end | 10/31 (MM/DD) |
| Next expected filing | 40-F around 2026-12-03 (predicted) |
Data files
- Financial statementsPage Annual financial statements plus the latest quarter: income statement, balance sheet, cash flow. Actual dollars, actual shares. Sourcing notes and uncertainties included, plus a figure_sources block linking each figure the filing tags to the line that prints it.
- 40-F and 6-K summaryPage Qualitative synthesis of the latest 40-F + 6-K: business, risk factors (quarter-over-quarter changes flagged), MD&A, legal proceedings, subsequent events.
- 6-K filings and eventsPage Digest of material 6-K filings: earnings headlines, management changes, capital-return and financing actions, governance. SEC accession numbers cited throughout.
FAQ · Bank of Montreal Q3 FY2026
How much did Bank of Montreal earn in Q3 FY2026?
In US dollars converted from its Canadian-dollar results, Bank of Montreal reported net income attributable to shareholders of $1.25 billion for Q3 FY2026, the quarter ended July 31, 2026, down 26.4% from $1.69 billion a year earlier. The decline came mainly from a charge, mostly goodwill, recorded on the planned sale of its Transportation Finance and Vendor Finance businesses.
Why did Bank of Montreal's profit fall in Q3 FY2026?
Bank of Montreal's reported net income fell in Q3 FY2026 mainly because of a charge, mostly goodwill, taken when its planned sale of the Transportation Finance and Vendor Finance businesses met held-for-sale accounting. Excluding that charge and its other adjusting items, Bank of Montreal's adjusted net income was $2.04 billion, up 16.8% from $1.75 billion a year earlier.
What was Bank of Montreal's revenue in Q3 FY2026?
Bank of Montreal reported revenue of $7.07 billion for Q3 FY2026, the quarter ended July 31, 2026, up 7.9% from $6.55 billion in the same quarter a year earlier.
What was Bank of Montreal's EPS in Q3 FY2026?
Bank of Montreal reported diluted EPS of $1.70 for Q3 FY2026, against $2.29 a year earlier. Adjusted diluted EPS, which excludes the divestiture charge and the bank's other adjusting items, was $2.83, up 20.2% from $2.35.
Where can I get Bank of Montreal (BMO) financial data in machine-readable form?
Ticker Scout publishes Bank of Montreal's financial statements as JSON at https://tickerscout.ai/bmo/financials.json, free, with no API key and no signup. The 40-F and 6-K narrative and the 6-K events digest are published as Markdown at https://tickerscout.ai/bmo/narrative.md and https://tickerscout.ai/bmo/events.md. Bank of Montreal's SEC CIK is 0000927971. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.
When does Bank of Montreal (BMO) next file with the SEC?
Bank of Montreal (BMO) is expected to file its next Form 40-F with the SEC on or around December 3, 2026. That date is a projection rather than a company-announced date: it is derived from Bank of Montreal's own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 6-K for Q3 FY2026, the period ended 2026-07-31, SEC accession 0000927971-26-000108.
How this page was built
This page was built from Bank of Montreal's own filings with the SEC, read one at a time, and nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names three such gaps.
A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.
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Data extracted from SEC filings (accession numbers cited in each file). The undated URLs hold the latest period and are replaced in place each quarter; every period also stays published at its own dated URL, which never changes. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.