American Express Company (AXP) Q2 FY2026 Financial Statements: Revenue $19.64B, Net income $3.11B
More for American Express: Company index · 10-K and 10-Q summary · 8-K filings and events
PeriodQ2 FY2026
Published
American Express reported $19.64 billion in total revenues net of interest expense for Q2 FY2026, the quarter ended June 30, 2026, up 10.0% from a year earlier, and net income of $3.11 billion, up 7.8%, or $4.53 per diluted share, up 11.0%. Spending on its cards drove the quarter, with billed business of $455.8 billion, up 9.5%, while provisions for credit losses were $1.08 billion, down 22.8%, as lower delinquencies brought a reserve release. Net income grew more slowly than pretax income because the effective tax rate was higher than in the year-ago quarter, which had benefited from resolving certain prior-year tax items.
| Metric | Amount | vs. year ago |
|---|---|---|
| Revenue | $19,637,000,000 | up 10.0% |
| Net income | $3,110,000,000 | up 7.8% |
| Diluted EPS | $4.53 | up 11.0% |
| Billed business | $455,800,000,000 | up 9.5% |
| Provision for credit losses | $1,084,000,000 | down 22.8% |
Figures link to the filing they came from. Wherever the SEC filing tags a number, that number is linked: click it and the filing opens at the exact line that prints it. Figures calculated here, such as margins, free cash flow and trailing-twelve-month totals, have no line in a filing to point to and are not linked.
About this file
| Ticker | AXP |
|---|---|
| CIK | 0000004962 |
| Company | American Express Company |
| Business type | bank |
| Schema template | bank (card issuer): non-interest revenues (discount revenue, net card fees, service fees), net interest income, total revenues net of interest expense, provisions for credit losses, expenses by type, net income and EPS; Card balances, customer deposits, debt and equity; operating, investing and financing cash flows; network volumes, credit quality and capital ratios |
| Reporting currency | USD |
| Converted to USD | no |
| Units | Dollar amounts are in actual dollars (not millions). Per-share amounts are in dollars per share. Share counts are in actual shares (the filings print them rounded to the nearest million). Ratios and rates are percentages as the filing prints them (for example 10.4 means 10.4%); interim net interest yield and return on average equity are annualized by the company, as its own tables state. Cash outflows are negative, as the cash flow statements print them in parentheses. |
AXP annual income statement, balance sheet and cash flow
| FY2025 | FY2024 | FY2023 | |
|---|---|---|---|
| Period start | 2025-01-01 | 2024-01-01 | 2023-01-01 |
| Period end | 2025-12-31 | 2024-12-31 | 2023-12-31 |
| Period type | fiscal year | fiscal year | fiscal year |
| Source accession | 10-K | 10-K | 10-K |
| Income statement | |||
| Discount revenue | 37,401,000,000 | 35,192,000,000 | 33,416,000,000 |
| Net card fees | 9,993,000,000 | 8,449,000,000 | 7,255,000,000 |
| Service fees and other revenue | 7,471,000,000 | 6,765,000,000 | 6,710,000,000 |
| Total non interest revenues | 54,865,000,000 | 50,406,000,000 | 47,381,000,000 |
| Total interest income | 25,598,000,000 | 23,795,000,000 | 19,983,000,000 |
| Total interest expense | 8,234,000,000 | 8,252,000,000 | 6,849,000,000 |
| Net interest income | 17,364,000,000 | 15,543,000,000 | 13,134,000,000 |
| Total revenues net of interest expense | 72,229,000,000 | 65,949,000,000 | 60,515,000,000 |
| Provision for credit losses | 5,256,000,000 | 5,185,000,000 | 4,923,000,000 |
| Total revenues net of interest expense after provisions | 66,973,000,000 | 60,764,000,000 | 55,592,000,000 |
| Card member rewards expense | 18,409,000,000 | 16,599,000,000 | 15,367,000,000 |
| Business development expense | 6,457,000,000 | 5,886,000,000 | 5,657,000,000 |
| Card member services expense | 6,057,000,000 | 4,782,000,000 | 3,968,000,000 |
| Marketing expense | 6,252,000,000 | 6,040,000,000 | 5,213,000,000 |
| Salaries and employee benefits expense | 9,016,000,000 | 8,198,000,000 | 8,067,000,000 |
| Other expenses net | 6,987,000,000 | 6,364,000,000 | 6,807,000,000 |
| Total expenses | 53,178,000,000 | 47,869,000,000 | 45,079,000,000 |
| Pretax income | 13,795,000,000 | 12,895,000,000 | 10,513,000,000 |
| Income tax provision | 2,962,000,000 | 2,766,000,000 | 2,139,000,000 |
| Net income | 10,833,000,000 | 10,129,000,000 | 8,374,000,000 |
| Weighted average basic shares | 695,000,000 | 712,000,000 | 735,000,000 |
| Weighted average diluted shares | 696,000,000 | 713,000,000 | 736,000,000 |
| Basic EPS | 15.41 | 14.04 | 11.23 |
| Diluted EPS | 15.38 | 14.01 | 11.21 |
| Earnings allocated to participating share awards | 74,000,000 | 76,000,000 | 64,000,000 |
| Preferred dividends | 58,000,000 | 58,000,000 | 58,000,000 |
| Net income attributable to common shareholders | 10,701,000,000 | 9,995,000,000 | 8,252,000,000 |
| Balance sheet | |||
| Cash and cash equivalents | 47,792,000,000 | 40,640,000,000 | 46,596,000,000 |
| Card member receivables net | 61,851,000,000 | 59,240,000,000 | |
| Card member loans net | 145,923,000,000 | 133,995,000,000 | |
| Card balances held for sale | 2,457,000,000 | 758,000,000 | |
| Other loans net | 10,605,000,000 | 9,038,000,000 | |
| Investment securities | 1,043,000,000 | 1,240,000,000 | |
| Premises and equipment net | 6,118,000,000 | 5,371,000,000 | |
| Other assets | 24,263,000,000 | 21,179,000,000 | |
| Total assets | 300,052,000,000 | 271,461,000,000 | |
| Customer deposits | 152,488,000,000 | 139,413,000,000 | 129,144,000,000 |
| Accounts payable | 14,700,000,000 | 13,884,000,000 | |
| Short term borrowings | 1,371,000,000 | 1,374,000,000 | |
| Long term debt | 56,387,000,000 | 49,715,000,000 | 47,866,000,000 |
| Other liabilities | 41,632,000,000 | 36,811,000,000 | |
| Total liabilities | 266,578,000,000 | 241,197,000,000 | |
| Retained earnings | 25,487,000,000 | 22,148,000,000 | |
| Total shareholders equity | 33,474,000,000 | 30,264,000,000 | |
| Common shares outstanding | 686,000,000 | 702,000,000 | |
| Card balances reserve for credit losses | 6,089,000,000 | 5,850,000,000 | |
| Card balances net | 207,774,000,000 | 193,235,000,000 | |
| Total debt | 57,758,000,000 | 51,089,000,000 | |
| Cash flow | |||
| Depreciation and amortization | 1,777,000,000 | 1,676,000,000 | 1,651,000,000 |
| Net cash provided by operating activities | 18,428,000,000 | 14,050,000,000 | 18,559,000,000 |
| Net increase in card balances and other loans | -19,573,000,000 | -23,259,000,000 | -25,124,000,000 |
| Capital expenditures | -2,425,000,000 | -1,911,000,000 | -1,563,000,000 |
| Acquisitions net of cash acquired | -633,000,000 | -454,000,000 | -64,000,000 |
| Net cash used in investing activities | -22,891,000,000 | -24,402,000,000 | -24,433,000,000 |
| Net increase in customer deposits | 13,045,000,000 | 10,305,000,000 | 18,915,000,000 |
| Proceeds from long term debt | 24,377,000,000 | 12,602,000,000 | 15,674,000,000 |
| Payments of long term debt | -18,157,000,000 | -10,759,000,000 | -10,703,000,000 |
| Repurchase of common shares and other | -5,814,000,000 | -6,020,000,000 | -3,650,000,000 |
| Dividends paid | -2,271,000,000 | -1,999,000,000 | -1,780,000,000 |
| Net cash provided by financing activities | 11,210,000,000 | 4,436,000,000 | 18,379,000,000 |
| Key metrics | |||
| Total card balances and other loans | 224,791,000,000 | 208,317,000,000 | 193,492,000,000 |
| Average card balances and other loans | 213,105,000,000 | 197,080,000,000 | 178,735,000,000 |
| Network volumes | 1,897,000,000,000 | 1,764,800,000,000 | 1,680,100,000,000 |
| Billed business | 1,669,800,000,000 | 1,550,900,000,000 | 1,459,600,000,000 |
| Cash dividends declared per common share | 3.28 | 2.80 | 2.40 |
| Net write off rate principal interest and fees | 2.3 | 2.3 | 2.0 |
| Net write off rate principal only consumer and small business | 2.0 | 2.0 | 1.8 |
| Thirty plus days past due consumer and small business | 1.3 | 1.3 | 1.3 |
| Effective tax rate | 21.5 | 21.5 | 20.3 |
| Return on average equity | 33.9 | 34.6 | 31.5 |
| Net interest yield | 8.1 | 7.9 | 7.3 |
| Capital ratios | |||
| Common equity tier 1 ratio | 10.5 | 10.5 | 10.5 |
AXP quarterly income statement, balance sheet and cash flow
| Q2 2026 | Q2 2025 | |
|---|---|---|
| Fiscal quarter | 2 | 2 |
| Period start | 2026-04-01 | 2025-04-01 |
| Period end | 2026-06-30 | 2025-06-30 |
| Period type | three months | three months |
| Source accession | 10-Q | 10-Q |
| Income statement | ||
| Discount revenue | 10,163,000,000 | 9,361,000,000 |
| Net card fees | 2,862,000,000 | 2,480,000,000 |
| Service fees and other revenue | 1,963,000,000 | 1,828,000,000 |
| Total non interest revenues | 14,988,000,000 | 13,669,000,000 |
| Total interest income | 6,607,000,000 | 6,264,000,000 |
| Total interest expense | 1,958,000,000 | 2,077,000,000 |
| Net interest income | 4,649,000,000 | 4,187,000,000 |
| Total revenues net of interest expense | 19,637,000,000 | 17,856,000,000 |
| Provision for credit losses | 1,084,000,000 | 1,405,000,000 |
| Total revenues net of interest expense after provisions | 18,553,000,000 | 16,451,000,000 |
| Card member rewards expense | 5,051,000,000 | 4,618,000,000 |
| Business development expense | 1,755,000,000 | 1,589,000,000 |
| Card member services expense | 1,949,000,000 | 1,301,000,000 |
| Marketing expense | 1,650,000,000 | 1,555,000,000 |
| Salaries and employee benefits expense | 2,344,000,000 | 2,152,000,000 |
| Other expenses net | 1,733,000,000 | 1,686,000,000 |
| Total expenses | 14,482,000,000 | 12,901,000,000 |
| Pretax income | 4,071,000,000 | 3,550,000,000 |
| Income tax provision | 961,000,000 | 665,000,000 |
| Net income | 3,110,000,000 | 2,885,000,000 |
| Weighted average basic shares | 678,000,000 | 698,000,000 |
| Weighted average diluted shares | 679,000,000 | 699,000,000 |
| Basic EPS | 4.54 | 4.08 |
| Diluted EPS | 4.53 | 4.08 |
| Earnings allocated to participating share awards | 20,000,000 | 18,000,000 |
| Preferred dividends | 15,000,000 | 15,000,000 |
| Net income attributable to common shareholders | 3,076,000,000 | 2,852,000,000 |
| Balance sheet | ||
| Cash and cash equivalents | 45,243,000,000 | 57,937,000,000 |
| Card balances net | 212,188,000,000 | |
| Card balances held for sale | 1,752,000,000 | |
| Other loans net | 11,115,000,000 | |
| Investment securities | 4,073,000,000 | |
| Premises and equipment net | 7,689,000,000 | |
| Other assets | 26,143,000,000 | |
| Total assets | 308,203,000,000 | |
| Customer deposits | 156,973,000,000 | 149,386,000,000 |
| Accounts payable | 15,441,000,000 | |
| Short term borrowings | 2,032,000,000 | |
| Long term debt | 57,017,000,000 | 58,202,000,000 |
| Other liabilities | 42,460,000,000 | |
| Total liabilities | 273,923,000,000 | |
| Retained earnings | 26,379,000,000 | |
| Total shareholders equity | 34,280,000,000 | |
| Common shares outstanding | 675,000,000 | |
| Card balances reserve for credit losses | 5,866,000,000 | |
| Total debt | 59,049,000,000 | |
| Key metrics | ||
| Total card balances and other loans | 229,481,000,000 | 211,976,000,000 |
| Average card balances and other loans | 227,814,000,000 | 211,102,000,000 |
| Network volumes | 516,800,000,000 | 472,000,000,000 |
| Billed business | 455,800,000,000 | 416,300,000,000 |
| Cash dividends declared per common share | 0.95 | 0.82 |
| Net interest yield | 8.1 | 7.9 |
| Net write off rate principal interest and fees | 2.2 | 2.2 |
| Net write off rate principal only consumer and small business | 2 | 2 |
| Thirty plus days past due consumer and small business | 1.2 | 1.3 |
| Ninety plus days past billing corporate | 0.4 | 0.4 |
| Effective tax rate | 23.6 | 18.7 |
| Return on average equity | 36.4 | 36.3 |
| Capital ratios | ||
| Common equity tier 1 ratio | 10.4 | 10.6 |
AXP year-to-date income statement and cash flow
| Six months ended June 30, 2026 | Six months ended June 30, 2025 | |
|---|---|---|
| Period start | 2026-01-01 | 2025-01-01 |
| Period end | 2026-06-30 | 2025-06-30 |
| Period type | six months | six months |
| Source accession | 10-Q | 10-Q |
| Income statement | ||
| Discount revenue | 19,675,000,000 | 18,104,000,000 |
| Net card fees | 5,614,000,000 | 4,813,000,000 |
| Service fees and other revenue | 3,914,000,000 | 3,550,000,000 |
| Total non interest revenues | 29,203,000,000 | 26,467,000,000 |
| Total interest income | 13,272,000,000 | 12,399,000,000 |
| Total interest expense | 3,931,000,000 | 4,043,000,000 |
| Net interest income | 9,341,000,000 | 8,356,000,000 |
| Total revenues net of interest expense | 38,544,000,000 | 34,823,000,000 |
| Provision for credit losses | 2,336,000,000 | 2,555,000,000 |
| Total revenues net of interest expense after provisions | 36,208,000,000 | 32,268,000,000 |
| Card member rewards expense | 9,942,000,000 | 8,996,000,000 |
| Business development expense | 3,346,000,000 | 3,118,000,000 |
| Card member services expense | 3,924,000,000 | 2,629,000,000 |
| Marketing expense | 3,130,000,000 | 3,041,000,000 |
| Salaries and employee benefits expense | 4,826,000,000 | 4,272,000,000 |
| Other expenses net | 3,191,000,000 | 3,332,000,000 |
| Total expenses | 28,359,000,000 | 25,388,000,000 |
| Pretax income | 7,849,000,000 | 6,880,000,000 |
| Income tax provision | 1,767,000,000 | 1,411,000,000 |
| Net income | 6,082,000,000 | 5,469,000,000 |
| Weighted average basic shares | 681,000,000 | 700,000,000 |
| Weighted average diluted shares | 682,000,000 | 701,000,000 |
| Basic EPS | 8.83 | 7.73 |
| Diluted EPS | 8.81 | 7.71 |
| Earnings allocated to participating share awards | 39,000,000 | 36,000,000 |
| Preferred dividends | 29,000,000 | 29,000,000 |
| Net income attributable to common shareholders | 6,014,000,000 | 5,404,000,000 |
| Cash flow | ||
| Depreciation and amortization | 956,000,000 | 860,000,000 |
| Net cash provided by operating activities | 9,175,000,000 | 9,128,000,000 |
| Net increase in card balances and other loans | -5,983,000,000 | -4,483,000,000 |
| Capital expenditures | -2,047,000,000 | -1,049,000,000 |
| Acquisitions net of cash acquired | -524,000,000 | -633,000,000 |
| Net cash used in investing activities | -11,849,000,000 | -6,346,000,000 |
| Net increase in customer deposits | 4,404,000,000 | 9,943,000,000 |
| Proceeds from long term debt | 6,116,000,000 | 15,896,000,000 |
| Payments of long term debt | -5,471,000,000 | -7,895,000,000 |
| Repurchase of common shares and other | -4,215,000,000 | -2,564,000,000 |
| Dividends paid | -1,248,000,000 | -1,102,000,000 |
| Net cash provided by financing activities | 74,000,000 | 14,321,000,000 |
| Key metrics | ||
| Total card balances and other loans | 229,481,000,000 | 211,976,000,000 |
| Average card balances and other loans | 225,478,000,000 | 208,009,000,000 |
| Network volumes | 1,003,100,000,000 | 911,600,000,000 |
| Billed business | 883,800,000,000 | 803,700,000,000 |
| Cash dividends declared per common share | 1.90 | 1.64 |
| Net interest yield | 8.3 | 8.1 |
| Net write off rate principal interest and fees | 2.3 | 2.3 |
| Net write off rate principal only consumer and small business | 2.0 | 2.1 |
| Thirty plus days past due consumer and small business | 1.2 | 1.3 |
| Ninety plus days past billing corporate | 0.4 | 0.4 |
| Effective tax rate | 22.5 | 20.5 |
| Return on average equity | 35.9 | 35.0 |
| Capital ratios | ||
| Common equity tier 1 ratio | 10.4 | 10.6 |
AXP trailing twelve month income statement and cash flow
| Twelve months ended June 30, 2026 | |
|---|---|
| Period start | 2025-07-01 |
| Period end | 2026-06-30 |
| Period type | trailing twelve months |
| Source accession | 10-Q |
| Derived from accessions | 10-Q, 10-K |
| Income statement | |
| Discount revenue | 38,972,000,000 |
| Net card fees | 10,794,000,000 |
| Service fees and other revenue | 7,835,000,000 |
| Total non interest revenues | 57,601,000,000 |
| Total interest income | 26,471,000,000 |
| Total interest expense | 8,122,000,000 |
| Net interest income | 18,349,000,000 |
| Total revenues net of interest expense | 75,950,000,000 |
| Provision for credit losses | 5,037,000,000 |
| Total revenues net of interest expense after provisions | 70,913,000,000 |
| Card member rewards expense | 19,355,000,000 |
| Business development expense | 6,685,000,000 |
| Card member services expense | 7,352,000,000 |
| Marketing expense | 6,341,000,000 |
| Salaries and employee benefits expense | 9,570,000,000 |
| Other expenses net | 6,846,000,000 |
| Total expenses | 56,149,000,000 |
| Pretax income | 14,764,000,000 |
| Income tax provision | 3,318,000,000 |
| Net income | 11,446,000,000 |
| Earnings allocated to participating share awards | 77,000,000 |
| Preferred dividends | 58,000,000 |
| Net income attributable to common shareholders | 11,311,000,000 |
| Cash flow | |
| Depreciation and amortization | 1,873,000,000 |
| Net cash provided by operating activities | 18,475,000,000 |
| Net increase in card balances and other loans | -21,073,000,000 |
| Capital expenditures | -3,423,000,000 |
| Acquisitions net of cash acquired | -524,000,000 |
| Net cash used in investing activities | -28,394,000,000 |
| Net increase in customer deposits | 7,506,000,000 |
| Proceeds from long term debt | 14,597,000,000 |
| Payments of long term debt | -15,733,000,000 |
| Repurchase of common shares and other | -7,465,000,000 |
| Dividends paid | -2,417,000,000 |
| Net cash provided by financing activities | -3,037,000,000 |
- Derivation. Fiscal year 2025, as reported in the 10-K (accession 0000004962-26-000080), plus the six months ended June 30, 2026 less the six months ended June 30, 2025, both as reported in the 10-Q (accession 0000004962-26-000322). Only figures that add across periods are shown: no per-share amount, share count or ratio is given, because those do not sum.
Adjustments
| Splits applied | none |
|---|---|
| ADR ratio | n/a |
| FX | None. American Express reports in U.S. dollars, so no currency translation was applied. |
Notes
- Template: American Express is a bank holding company whose business is card issuing and a card network, so the record follows its own income statement rather than a revenue/cost-of-sales layout: non-interest revenues (discount revenue, net card fees, service fees and other revenue) plus net interest income make up total revenues net of interest expense, from which provisions for credit losses and expenses by type (Card Member rewards, business development, Card Member services, marketing, salaries and employee benefits, other) are deducted.
- Coverage: the FY2025 10-K (accession 0000004962-26-000080) supplies fiscal years 2025, 2024 and 2023 for the income statement and cash flows, and year-end balance sheets for December 31, 2025 and 2024. The Q2 2026 10-Q (accession 0000004962-26-000322) supplies the three months ended June 30, 2026 and 2025, the six months ended June 30, 2026 and 2025, and the June 30, 2026 balance sheet.
- Beginning in the first quarter of 2026 the company presents Card Member loans and Card Member receivables on a combined basis as Card balances, and reclassified prior periods to conform; it states the change has no impact on the recognition or measurement of Card balances or their reserves. For fiscal 2025 and 2024, card_balances_net is the sum of the 10-K's Card Member receivables and Card Member loans (both net of reserves), which are also shown separately; the fiscal 2025 total of $207,774 million matches the December 31, 2025 Card balances the 10-Q prints. card_balances_held_for_sale was labelled Card Member loans held for sale in the 10-K. card_balances_reserve_for_credit_losses for fiscal 2025 and 2024 adds the two reserves stated in the 10-K balance-sheet captions ($180 million plus $5,909 million, and $171 million plus $5,679 million).
- The 10-K's line 'Net increase in loans and Card Member receivables, including Card Member loans held for sale' and the 10-Q's 'Net increase in Card balances and Other loans, including Card balances held for sale' are the same cash flow line under the old and new names, recorded as net_increase_in_card_balances_and_other_loans. Likewise the 10-K's Table 1 'Total loans and Card Member receivables' and the 10-Q's 'Total Card balances and Other loans' are recorded as total_card_balances_and_other_loans; both are gross of reserves.
- The December 31, 2025 balance sheet in the 10-Q matches the 10-K line for line, and the 10-Q's comparative figures show no restatement of previously reported totals.
- net_income_attributable_to_common_shareholders is the line the company labels Net income attributable to common shareholders (net income less preferred dividends and earnings allocated to participating share awards), taken from the earnings-per-share computation table of each filing: Table 20.1 of the FY2025 10-K (accession 0000004962-26-000080) and Table 13.1 of the second-quarter 2026 10-Q (accession 0000004962-26-000322). It is the numerator on which the company strikes earnings per share.
- total_debt is short-term borrowings plus long-term debt as printed on the balance sheet. capital_expenditures is the cash flow line 'Purchase of premises and equipment, net of sales'. Cash outflows are stored as negative numbers.
- common_shares_outstanding comes from the balance-sheet caption (686 million at December 31, 2025, 702 million at December 31, 2024, 675 million at June 30, 2026), which rounds to the nearest million. Weighted-average share counts are likewise printed in millions.
- Year-end cash, customer deposits and long-term debt for fiscal 2023, and the June 30, 2025 figures for the same three items, come from Table 1 (Summary of Financial Performance) in the respective filing; neither filing prints a full balance sheet for those dates.
- key_metrics and capital_ratios (network volumes, billed business, net interest yield, net write-off and delinquency rates, effective tax rate, return on average equity, Common Equity Tier 1 ratio, dividends declared per share, and Card balance totals and averages) are the company's own figures from Table 1 of each filing. Interim net interest yield and return on average equity are annualized by the company. The 10-Q's credit metrics are stated on the new combined Card balances basis; the 10-K's fiscal-year metrics were stated on the Card Member loans and receivables basis it used at the time.
- Cash flows are given only for six-month and full-year periods because the 10-Q prints its cash flow statement for the six months only; no three-month cash flow figures are shown.
- The trailing-twelve-months block is fiscal 2025 from the 10-K plus the six months ended June 30, 2026 less the six months ended June 30, 2025 from the 10-Q.
Uncertainties
- No three-month cash flow figures for the second quarter of 2026 or 2025 are given: the 10-Q prints cash flows only for the six months, and the first-quarter 2026 10-Q, which would be needed to separate the quarter, is not among the filings this record is drawn from.
Company details
| Name | American Express Co |
|---|---|
| Ticker | AXP |
| CIK | 0000004962 |
| Exchange | NYSE |
| State | New York |
| Incorporation | New York |
| SIC | 6199 |
| Office | Finance |
| Industry | Finance Services |
Fiscal period
| Fiscal year | 2026 |
|---|---|
| Fiscal period | Q2 |
| Tag | FY26Q2 |
| Period end | 2026-06-30 |
| Form | 10-Q |
| Accession | 0000004962-26-000322 |
| Fiscal year end | 1231 |
| Source | facts |
Source filings
| Role | Current | Form | Fiscal year | Fiscal period | Tag | Period end | Filed | Accession | Source |
|---|---|---|---|---|---|---|---|---|---|
| annual | no | 10-K | 2025 | FY | FY25 | 2025-12-31 | 2026-02-06 | 0000004962-26-000080 | reported |
| quarterly | yes | 10-Q | 2026 | Q2 | FY26Q2 | 2026-06-30 | 2026-07-24 | 0000004962-26-000322 | facts |
FAQ · American Express financial statements
How much revenue did American Express make in Q2 FY2026?
American Express reported $19.64 billion in total revenues net of interest expense for Q2 FY2026, the quarter ended June 30, 2026. That is up 10.0% from $17.86 billion in the same quarter a year earlier.
What were American Express earnings per share in Q2 FY2026?
American Express earned $4.53 per diluted share in Q2 FY2026, against $4.08 a year earlier, on net income of $3.11 billion, up 7.8% from $2.88 billion. Earnings per share grew faster than net income because fewer shares were outstanding.
How much did American Express cardholders spend in Q2 FY2026?
Billed business on cards issued by American Express was $455.8 billion in Q2 FY2026, the quarter ended June 30, 2026, up 9.5% from $416.3 billion in the same quarter a year earlier.
How much did American Express set aside for credit losses in Q2 FY2026?
American Express recorded provisions for credit losses of $1.08 billion in Q2 FY2026, down 22.8% from $1.41 billion a year earlier. Lower delinquencies led to a reserve release in the quarter, after a reserve build in the year-ago quarter.
Where can I get American Express Company (AXP) financial data in machine-readable form?
Ticker Scout publishes American Express Company's financial statements as JSON at https://tickerscout.ai/axp/financials.json, free, with no API key and no signup. The 10-K and 10-Q narrative and the 8-K events digest are published as Markdown at https://tickerscout.ai/axp/narrative.md and https://tickerscout.ai/axp/events.md. American Express Company's SEC CIK is 0000004962. Every figure cites the SEC accession number it came from, so it can be checked against sec.gov.
When does American Express Company (AXP) next file with the SEC?
American Express Company (AXP) is due to file its next Form 10-Q with the SEC. The projected date, October 16, 2026, has passed, which means the filing is due or overdue rather than already reported here. That date is a projection rather than a company-announced date: it is derived from American Express Company's own filing history with the SEC, by taking the date the company filed the same fiscal period a year earlier and adding 52 weeks. The most recent periodic report on file is the 10-Q for Q2 FY2026, the period ended 2026-06-30, SEC accession 0000004962-26-000322.
How this page was built
This page was built from two of American Express Company's own filings with the SEC, read one at a time. Nothing on it is taken from a pre-tagged dataset, a data vendor or another website. The figures are on the company's own fiscal calendar and in actual dollars, as the filings report them. Where the filings do not support a figure, the record says so instead of reporting a zero; this period names one such gap.
A single company files thousands of pages with the SEC in a year, and no two companies file them the same way, so the reading and the assembly here are done by AI rather than by rules that break on the differences. Every pass is then audited back against the filings it came from before the page is published, and anything the filings do not support is left out and named rather than filled in. AI can still make mistakes. That is why the accession numbers are printed: the filing is the authority, and this page is a route to it.
Published by Ticker Scout, an independent publisher of company filings data. About Ticker Scout · Disclaimer
Built from American Express Company's SEC filings by Ticker Scout; accession numbers are cited throughout so every figure can be checked against sec.gov. Free to cite with attribution: Ticker Scout (tickerscout.ai). Not investment advice, see the Disclaimer.